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We specialise in highly competitive, unregulated bridging, refurbishment, development and 3-5 year loans secured against a wide range of properties across England, Wales and Northern Ireland.

See below for information on each of our flexible products, or alternatively contact one of our dedicated underwriters directly on 0800 689 0650 or underwriting@funding-365.com

PRODUCT INTEREST RATE LOANSIZE LOANTERM EXAMPLEUSES VIEWGUIDE LTV
RESIDENTIALBRIDGE From 0.59% per monthFrom 0.69% per month Up to 60%Up to 75% £100,000to £10 million 3 to 24 months Property purchase (including at auction)RefurbishmentDevelopment ExitPortfolio consolidation
STEPPED RATEBRIDGE 0.59% pm for the first 6 months1.2% pm frommonth 7 £10 million 3 to 18 months Buying or refinancing residentialpropertyRefurbishmentDevelopment ExitShort term cash flow requirements Up to 75%
From 0.64% per monthFrom 0.69% per month LIGHT DEVELOPMENTLOAN Up to 65%(day one)Up to 75%(day one) £5 million 3 to 24 months PDR schemesHeavy refurbishment projectsProperty conversion to residentialFinish and exit
From 6.74% per annum Up to 75% 3 YEAR LOAN £10 million 36 months Credit repairChange of useBusiness stabilisation
COMMERCIALBRIDGE From 0.59% per month Up to 75% £100,000to £10 million 3 to 24 months Property purchase (including at auction)RefurbishmentRefinancing of maturing debtWorking capital for your business

PRODUCTS

TRANSPARENT, FLEXIBLE, BESPOKE

Cheetah lightbulb

 DEVELOPMENT

From 0.93% pm up to 70% LTV /

65% LTGDV / 85% LTC

£250,000 to £1.5 million loan size

3 to 18 months loan term

Example uses:

Ground up development

Finish and exit

HMO and holiday lets

Ground up building

3-5 YEAR LOAN

From 9.99% per annum up to 70% LTV

£200,000 to £2 million loan size

36-60 months

Example uses:

Buying or refinancing residential property

Refurbishment

Development exit

Short term cash flow requirements

residential house

PROCESSES

UNIQUELY SEAMLESS

Cheetah wearing a cape

RESIDENTIAL

BRIDGE

From 0.74% pm up to 65% LTV

From 0.79% pm up to 70% LTV

From 0.84% pm up to 75% LTV

£200,000 to £5 million loan size

3 to 24 months loan term

Example Uses:

Property purchase (including at auction)

Refurbishment

Development Exit

Portfolio consolidation

Terraced houses

STEPPED RATE BRIDGE

From 0.49% pm up to 65% LTV (6 months)

From 0.55% pm up to 70% LTV(6 months)

From 0.59% pm up to 75% LTV(6 months)

1.15% pm from month 7

1.15% exit fee

£200,000 to £5 million loan size

3 to 12 months loan term

Example Uses:

Property purchase (including at auction)

Development exit

Terraced houses

LIGHT

REFURBISHMENT

From 0.74% pm up to  65% LTV

From 0.79% pm up to 70% LTV

From 0.84% pm up to 75% LTV

£200,000 to £5 million loan size

3 to 24 months loan term

Example Uses: 

Loft conversion

Internal decoration and refurb

Property conversion to resident

Renovation of a kitchen

LIGHT DEVELOPMENT 

From 0.64% pm up to 65% LTV (day one)

From 0.69% pm up to 75% LTV (day one)

£5 million loan size

3 to 24 months loan term

Example Uses: 

PDR schemes

Heavy refurbishment projects

Property conversion to residential 

Finish and exit

3 YEAR LOAN

From 6.74% per annum up to 75% LTV

£100,000 to £10 million loan size

36 months

Example Uses: 

Credit repair

Change of use

Business stabilisation

PROJECTS

We provide funding for projects across all of England and Wales

You can read about a few of our cases by clicking the button below. 

STEPPED RATE BRIDGE

0.59% pm up to 75% LTV

Loans of up to £10 million

3 to 18 months loan term

Example uses: 

Buying or refinancing residential property 

Refurbishment 

Development exit

Short term cash flow requirements

LIGHT DEVELOPMENT 

From 0.64% pm up to 65% LTV (day one)

From 0.69% pm up to 75% LTV (day one)

£5 million loan size

3 to 24 months loan term

Example Uses: 

PDR schemes

Heavy refurbishment projects

Property conversion to residential

Finish and exit

STEPPED RATE BRIDGE

0.59% pm up to 75% LTV

Loans of up to £10 million

3 to 18 months loan term

Example uses: 

Buying or refinancing residential property 

Refurbishment 

Development exit

Short term cash flow requirements