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INTEREST RATES

LOAN SIZES

LOAN TERMS

LOCATIONS

3 to 24 months

Across England and Wales

£200,000 to

£5,000,000

From 0.79% up to 65% LTV

From 0.84% up to 75% LTV

1

light refurbishment

LIGHT REFURBISHMENT

LOAN USES

FEES & CHARGES

Loft conversions

Internal decoration and refurbishment

Property conversion of residential to HMO

Arrangement fee: 2%

Broker commission: From 1.5% (taken from the arrangement fee)

Exit fee: None

Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month)

Legal fees: At market rate, provided upon application 

4

Valuation fee: At market rate, provided upon application 

3

Construction of one story extensions

INTEREST RATE

From 0.59% up to 60% LTV

From 0.69% up to 75% LTV

Interest can be paid monthly (in full or in part) or retained upfront

LOAN SIZES

£100,000 to £10,000,000

Larger loans considered upon application

LOCATIONS

Across England and Wales

LOAN TERMS

3 to 24 months

KEY INFORMATION

Swipe across for key product information

Property with adverse environmental conditions

Agricultural properties

Removal of load bearing walls

Properties in England and Wales 

Adverse credit history considered

UK residents and limited companies 

This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. 

YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 

Owner occupied properties

PROHIBITED USES

DEVELOPER INFORMATION

1. Reductions in interest rates are available for larger loans on a case by case basis. Pricing indicated for retained interest loan only. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Higher LTVs are available with the provision of additional security (first charge basis). | 2. Smaller and larger loans considered on application. Up to 2 further advances. Minimum tranche size applies. | 3. To be paid upfront. | 4. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an upfront undertaking to pay all legal fees in full. | 

First charge unregulated loans

INTEREST RATES

LOAN SIZES

LOAN TERMS

LOCATIONS

3 to 24 months

Across England and Wales

£200,000 to £5,000,000

Cost of works cannot exceed 40% of the day one market value

2

From 0.74% up to 65% LTV

From 0.79% up to 70% LTV

From 0.84% up to 75% LTV

1

(1.5% broker commission)

(2% broker commission)

From 0.79% up to 65% LTV

From 0.84% up to 70% LTV

From 0.89% up to 75% LTV 

(2% broker commission)

LIGHT DEVELOPMENT LOAN

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