INTEREST RATES
LOAN SIZES
LOAN TERMS
LOCATIONS
3 to 24 months
Across England and Wales
£100,000 to
£10,000,000
2
From 0.89% up to 70% LTV
From 0.94% up to 75% LTV
1
(1.5% broker commission)
(2% broker commission)
From 0.94% up to 70% LTV
From 0.99% up to 75% LTV
(2% broker commission)
LOAN USES
FEES & CHARGES
Buying or refinancing residential property
Development exit and marketing
Short term cash flow requirements
Arrangement fee: 2%
Broker commission: From 1.5% (taken from the arrangement fee)
Exit fee: None
Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month)
Legal fees: At market rate, provided upon application
5
Valuation fee: At market rate, provided upon application
4
Light to medium property refurbishment
3
Permitted securities: Unregulated residential properties, HMOs, buy to lets, student accommodation, holiday lets with no title restriction
Land with or without planning
Properties with adverse environmental conditions
Farms or agricultural property
First charge unregulated loans across England & Wales
Residential short lease properties considered
Adverse credit history considered
UK residents and limited companies only
This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice.
YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Owner occupied property
PRODUCT CHARACTERISTICS
PROHIBITED USES
1. Interest can be paid monthly (in full or in part) or retained upfront. | 2. Larger loans considered upon application. | 3. Medium property refurbishment is defined as structural, conversion or extension work which does not: a) exceed the lower of 40% of the purchase prince of the property of £300,000; b.) include any work which involves any demolition or re-building of the property. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property.
Adverse credit history considered
LOAN SIZES
£100,000 to £10,000,000
3
LOAN TERMS
LOCATIONS
3 to 24 months
Across England and Wales
INTEREST RATE
From 0.59% up to 60% LTV
From 0.69% up to 75% LTV
Interest can be paid monthly (in full or in part) or retained upfront
LOAN SIZES
£100,000 to £10,000,000
Larger loans considered upon application
LOCATIONS
Across England and Wales
LOAN TERMS
3 to 24 months
KEY INFORMATION
Swipe across for key product information
RESIDENTIAL BRIDGE
From 0.84% up to 65% LTV
From 0.89% up to 75% LTV
1
INTEREST RATES
£100,000 to
£10,000,000
2
LOAN SIZES
LOAN TERMS
3 to 24 months
LOCATIONS
Across England and Wales