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INTEREST RATES

LOAN SIZES

LOAN TERMS

LOCATIONS

3 to 24 months

Across England and Wales

£100,000 to 

£10,000,000

2

From 0.89% up to 70% LTV

From 0.94% up to 75% LTV

1

(1.5% broker commission)

(2% broker commission)

From 0.94% up to 70% LTV

From 0.99% up to 75% LTV 

(2% broker commission)

LOAN USES

FEES & CHARGES

Buying or refinancing residential property

Development exit and marketing

Short term cash flow requirements

Arrangement fee: 2%

Broker commission: From 1.5% (taken from the arrangement fee)

Exit fee: None

Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month)

Legal fees: At market rate, provided upon application 

5

Valuation fee: At market rate, provided upon application 

4

Light to medium property refurbishment

3

Permitted securities: Unregulated residential properties, HMOs, buy to lets, student accommodation, holiday lets with no title restriction 

Land with or without planning 

Properties with adverse environmental conditions

Farms or agricultural property

First charge unregulated loans across England & Wales

Residential short lease properties considered

Adverse credit history considered

UK residents and limited companies only

This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. 

YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 

Owner occupied property

PRODUCT CHARACTERISTICS 

PROHIBITED USES

1.  Interest can be paid monthly (in full or in part) or retained upfront. | 2. Larger loans considered upon application. | 3. Medium property refurbishment is defined as structural, conversion or extension work which does not: a) exceed the lower of 40% of the purchase prince of the property of £300,000; b.) include any work which involves any demolition or re-building of the property. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. 

Adverse credit history considered

LOAN SIZES

£100,000 to £10,000,000

3

LOAN TERMS

LOCATIONS

3 to 24 months

Across England and Wales

INTEREST RATE

From 0.59% up to 60% LTV

From 0.69% up to 75% LTV

Interest can be paid monthly (in full or in part) or retained upfront

LOAN SIZES

£100,000 to £10,000,000

Larger loans considered upon application

LOCATIONS

Across England and Wales

LOAN TERMS

3 to 24 months

KEY INFORMATION

Swipe across for key product information

RESIDENTIAL BRIDGE

From 0.84% up to 65% LTV

From 0.89% up to 75% LTV

1

INTEREST RATES

£100,000 to 

£10,000,000

2

LOAN SIZES

LOAN TERMS

3 to 24 months

LOCATIONS

Across England and Wales

Residential Street

RESIDENTIAL BRIDGE

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