INTEREST RATES

LOAN SIZES

LOAN TERMS

LOCATIONS

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3 to 24 months

Across England and Wales

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£100,000 to 

£10,000,000

2

From 0.94% up to 65% LTV

1

LOAN USES

FEES & CHARGES

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Buying commercial property incl. at auction

Refinancing of maturing commercial debt

Working capital for your business

Arrangement fee: 2%

Procuration fee: From 2%

Exit fee: None

Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month)

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Legal fees: At cost, provided upon application 

5

Valuation fee: At cost, provided upon application 

4

Light to medium property refurbishment

3

Permitted securities: Commercial properties, HMOs, buy to lets, student accommodation, holiday lets with no title restriction 

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Vacant property in disrepair

Property with potential environmental contamination

Farms or agricultural property

First charge unregulated loans only

Properties in England and Wales only

Adverse credit history considered

UK residents and limited companies only

This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. 

YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 

Owner residing above semi-commercial property

PRODUCT CHARACTERISTICS 

PROHIBITED USES

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1. Our 0.69% product rate is only available to properties with either (i) a blue chip tenant on a lease with five or more years remaining (no breaks); or (ii) more than seven individual tenants where rental income is relatively equally spread and a history of occupancy is available. Interest can be paid monthly (in full or in part) or rolled up and paid upon redemption. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Higher LTVs are available with the provision of additional security (first or second charge basis). | 2. Larger loans considered upon application. | 3. Light to medium property refurbishment is defined as having no planning permission requirements. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. 

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INTEREST RATE

From 0.69% up to 75% LTV

1. Our 0.69% product rate is only available to properties with either (i) a blue chip tenant on a lease with five or more years remaining (no breaks); or (ii) more than seven individual tenants where rental income is relatively equally spread and a history of occupancy is available. Interest can be paid monthly (in full or in part) or rolled up and paid upon redemption. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Higher LTVs are available with the provision of additional security (first or second charge basis).

LOAN SIZES

£100,000 to £10,000,000

Larger loans considered upon application

LOCATIONS

Across England and Wales

LOAN TERMS

3 to 24 months

KEY INFORMATION

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Funding 365 Limited is registered in England & Wales / Registered address: 20-22 Wenlock Road, London, N1 7GU / Company Number: 8488034.

Funding 365 Limited is not regulated by the Financial Conduct Authority or under the Financial Services & Markets Act (FSMA). All loans provided by Funding 365 Limited are non-regulated mortgage contracts, defined under Article 61(3) of the FCA Regulated Activities Order or non-regulated contracts under the Consumer Credit Act. Your property may be at risk if you do not keep up repayments on any mortgage or loan secured on it.

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0800 689 0650

30 Stamford Street, London SE1 9PY

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