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OUR PRODUCTS

We specialise in bespoke, unregulated loans for up to 5 years secured against a wide range of properties across England, Wales and Northern Ireland. We provide up to £5 million and up to 75% LTV and our interest rates start at 0.74% per month flat and 0.49% per month stepped.

OUR APPROACH

With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten.

EXPERT

FAST

BESPOKE

HONEST

AFFORDABLE

FAIR

We are specialists and know property finance inside out. 

Our mandated underwriters aim to provide credit-backed terms in just one hour.

We tailor-make each loan to the individual requirements of the client.

Our cost structure is always straightforward, transparent and made clear upfront.

We offer some of the lowest interest rates in the market.

We reject ERCs and believe in rebating interest on a daily basis for loans repaid early.

With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten.

Mid-term mortgages for

residential investment

and commercial properties.

For heavy property refurbs

incl. extensions, conversions,

PDR schemes and finish & exit.

75% LTV residential bridging

with a stepped interest rate

and no exit fees or ERCs.

For purchase, refinance

and / or refurb of commercial

and mixed use properties.

RESIDENTIAL BRIDGE

For purchase, refinance

and / or refurbishment of

residential properties.

OUR PRODUCTS

We specialise in bespoke, unregulated loans for up to 36 months secured against a wide range of properties across England and Wales. We provide up to £5 million and up to 75% LTV and our interest rates start at 0.89% per month.

COMMERCIAL BRIDGE

LIGHT DEVELOPMENT

STEPPED RATE

BRIDGE

3-5 YEAR LOAN

WELCOME

TO EXTRAORDINARY FINANCE

Cheetah with cape

NORTHERN IRELAND

BRIDGE

From 0.84% pm

Colourful houses on a street in Northern Ireland

HEAVY
REFURBISHMENT

From 0.89% pm

COMMERCIAL

BRIDGE

LIGHT

REFURBISHMENT

From 0.99%

From 0.74% pm

Light refurbishment of a kitchen
Commercial space on a high street

RESIDENTIAL

BRIDGE

STEPPED RATE
BRIDGE

From 0.49% pm

From 0.74% pm

Residential house

RESIDENTIAL

BRIDGE

COMMERCIAL

BRIDGE

From 0.99% pm

From 0.74% pm

Residential house

Funding 365 is an independent bridging and development lender providing loans secured against properties across England, Wales and Northern Ireland. We believe in transparency and fairness, and combine highly competitive, tailored funding solutions with award-winning service.

OUR PRODUCTS

We specialise in bespoke, unregulated loans for up to 5 years secured against a wide range of properties across England, Wales and Northern Ireland. We provide up to £5 million and up to 75% LTV and our interest rates start at 0.74% per month flat and 0.49% per month stepped.

RESIDENTIAL BRIDGE

COMMERCIAL BRIDGE

From 0.99% pm

From 0.89% pm

Residential house
Coffee shop

LIGHT
REFURBISHMENT

For property refurbs incl. loft conversions, internal refurbishment and one storey extensions

kitchen makeover

RESIDENTIAL
BRIDGE

Residential

For purchase, refinance and / or refurbishment of residential properties

HEAVY

REFURBISHMENT

For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit

Light refurbishment

NORTHERN IRELAND
 BRIDGE

For purchase, refinance and / or refurbishment of residential properties in Northern Ireland

STEPPED RATE
BRIDGE

Residential bridging with a stepped rate from 0.49% per month for the first 6 months 

COMMERCIAL
BRIDGE

For purchase, refinance and / or refurb of commercial and mixed-use properties

Commercial Bridge

SPECIALIST 3 & 5 YEAR
BTL

Mid-term specialist mortgages for properties in England and Wales

Residential house

DEVELOPMENT
LOAN

For the construction of residential properties incl. ground-up & finish and exit

House under construction

N. IRELAND 3 & 5 YEAR 
BTL

Mid-term specialist mortgage for properties in Northern Ireland

GROUND UP DEVELOPMENT

From 0.93% pm

new property build
Large house

3-5 YEAR LOAN

From 9.99% pa

OUR APPROACH

With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten.

EXPERT

FAST

We know bridging finance inside out

Credit-backed terms in one hour

BESPOKE

HONEST

Each loan is tailor made to suit the client's needs

Transparent, straightforward cost structure

AFFORDABLE

FAIR

Some of the lowest interest rates, with no admin or exit fees

We reject ERCs. Interest is rebated on a daily basis for loans repaid early

3-5 YEAR

LOAN

Mid-term mortgages for residential investment and commercial properties

residential house

NORTHERN

IRELAND BRIDGE

For purchase, refinance and / or refurbishment of residential properties

in Northern Ireland

Colourful houses on a street in Northern Ireland