NORTHERN IRELAND BRIDGE RESIDENTIAL BRIDGE From 0.84% up to 65% LTV From 0.89% up to 75% LTV 1 INTEREST RATES £100,000 to £10,000,000 2 LOAN SIZES LOAN TERMS 3 to 24 months LOCATIONS Across England and Wales INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information From 0.84% pm up to 65% LTV £100,000 to £2 million loan size Up to 18 months loan term Example uses: Property purchase (including at auction) Development exit Refinancing residential property Short term cash flow requirements Refurbishment Permitted securities: Unregulated residential properties HMOs Buy to lets Student accommodation Holiday lets with no title restrictions INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 18 months Across Northern Ireland £100,000 to £2,000,000 2 From 0.84% up to 65% LTV 1 (1% broker commission) (1.5% broker commission) From 0.89% up to 65% LTV (2% broker commission) LOAN SIZES £100,000 to £10,000,000 3 LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales LOAN USES FEES & CHARGES Buying or refinancing residential property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 5 Valuation fee: At market rate, provided upon application 4 Light to medium property refurbishment 3 Land with or without planning Properties with adverse environmental conditions Farms or agricultural property First charge unregulated loans across Northern Ireland Holiday lets and student lets considered Adverse credit history considered UK residents and limited companies only This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied property PRODUCT CHARACTERISTICS PROHIBITED USES 1. Interest can be paid monthly (in full or in part) or retained upfront. | 2. Larger loans considered upon application. | 3. Medium property refurbishment is defined as structural, conversion or extension work which does not: a) exceed the lower of 40% of the purchase prince of the property of £300,000; b.) include any work which involves any demolition or re-building of the property. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. Adverse credit history considered Commercial or mixed-use property DOWNLOAD PDF PRODUCT SHEET

NORTHERN IRELAND BRIDGE RESIDENTIAL BRIDGE From 0.84% up to 65% LTV From 0.89% up to 75% LTV 1 INTEREST RATES £100,000 to £10,000,000 2 LOAN SIZES LOAN TERMS 3 to 24 months LOCATIONS Across England and Wales INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information From 0.84% pm up to 65% LTV £100,000 to £2 million loan size Up to 18 months loan term Example uses: Property purchase (including at auction) Development exit Refinancing residential property Short term cash flow requirements Refurbishment Permitted securities: Unregulated residential properties HMOs Buy to lets Student accommodation Holiday lets with no title restrictions INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 18 months Across Northern Ireland £100,000 to £2,000,000 2 From 0.84% up to 65% LTV 1 (1% broker commission) (1.5% broker commission) From 0.89% up to 65% LTV (2% broker commission) LOAN SIZES £100,000 to £10,000,000 3 LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales LOAN USES FEES & CHARGES Buying or refinancing residential property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 5 Valuation fee: At market rate, provided upon application 4 Light to medium property refurbishment 3 Land with or without planning Properties with adverse environmental conditions Farms or agricultural property First charge unregulated loans across Northern Ireland Holiday lets and student lets considered Adverse credit history considered UK residents and limited companies only This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied property PRODUCT CHARACTERISTICS PROHIBITED USES 1. Interest can be paid monthly (in full or in part) or retained upfront. | 2. Larger loans considered upon application. | 3. Medium property refurbishment is defined as structural, conversion or extension work which does not: a) exceed the lower of 40% of the purchase prince of the property of £300,000; b.) include any work which involves any demolition or re-building of the property. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. Adverse credit history considered Commercial or mixed-use property DOWNLOAD PDF PRODUCT SHEET

INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £5,000,000 2 From 0.74% up to 65% LTV From 0.79% up to 70% LTV From 0.84% up to 75% LTV 1 (1.5% broker commission) (2% broker commission) From 0.79% up to 65% LTV From 0.84% up to 70% LTV From 0.89% up to 75% LTV (2% broker commission) LOAN USES FEES & CHARGES Buying or refinancing residential investment property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 5 Valuation fee: At market rate, provided upon application 4 Property refurbishment permitted 3 Permitted securities: Unregulated residential properties, HMOs, buy to lets, student accommodation, holiday lets with no title restriction Land with or without planning Properties with adverse environmental conditions Farms or agricultural properties First charge unregulated loans across England & Wales Residential short lease properties considered Adverse credit history considered Semi commercial properties considered This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied properties PRODUCT CHARACTERISTICS PROHIBITED USES 1. Reduction in interest rates are available for larger loans on a case by case basis. Pricing indicated for retained interest only. | 2. Smaller and larger loans considered upon application. | 3. Light property refurbishment where the works do not exceed 40% of the day one market value and works are funded by the borrower. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. Adverse credit history considered LOAN SIZES £100,000 to £10,000,000 3 LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales From 0.74% pm up to 65% LTV From 0.79% pm up to 70% LTV From 0.84% pm up to 75% LTV £200,000 to £5 million loan size Up to 24 months loan term Example uses: Property purchase (including at auction) Development exit Refurbishment Portfolio consolidation Permitted securities: Unregulated residential properties HMOs Buy to lets Student accommodation Holiday lets with no title restrictions Across England and Wales INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information RESIDENTIAL BRIDGE From 0.84% up to 65% LTV From 0.89% up to 75% LTV 1 INTEREST RATES £100,000 to £10,000,000 2 LOAN SIZES LOAN TERMS 3 to 24 months LOCATIONS Across England and Wales RESIDENTIAL BRIDGE DOWNLOAD PDF PRODUCT SHEET

STEPPED RATE LOAN STEPPED RATE LOAN INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 12 months Across England and Wales From 0.49% pm up to 65% LTV for 6 months From 0.55% pm up to 70% LTV for 6 months From 0.59% pm up to 75% LTV for 6 months ​ 1.15% pm from month 7 ​ (Rates based on 1.5% broker commission) ​ ​ 1 1 1 £200,000 to £5,000,000 2 LOAN USES FEES & CHARGES Buying or refinancing residential investment property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: 1.15% Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 4 Valuation fee: At market rate, provided upon application 3 4 Light property refurbishment 2 2 3 Commercial property Owner occupied property Farms or agricultural property First charge unregulated loans only Properties in England and Wales only Adverse credit history considered Semi-commercial properties considered This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Properties with adverse environmental conditions PRODUCT CHARACTERISTICS PROHIBITED USES 1. Interest is retained upfront and deducted from the gross loan amount | 2. Light property refurbishments is where the works do not exceed 40% of the day one market value and works are funded by the borrower. | 3. Valuation fee is required up front. | 4. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. ​ DOWNLOAD PDF PRODUCT SHEET From 0.49% pm up to 65% LTV for 6 months From 0.55% pm up to 70% LTV for 6 months From 0.59% pm up to 75% LTV for 6 months £200,000 to £5 million loan size Up to 24 months loan term Example uses: Property purchase (including at auction) Development exit Permitted securities: Unregulated residential properties HMOs Buy to lets Student accommodation Holiday lets with no title restrictions Across England and Wales 1.15% pm from month 7 1.15% exit fee STEPPED RATE LOAN

INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £100,000 to £10,000,000 2 From 0.89% up to 65% LTV 1 LOAN USES FEES & CHARGES Buying commercial property incl. at auction Refinancing of maturing commercial debt Working capital for your business Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At cost, provided upon application 5 Valuation fee: At cost, provided upon application 4 Light to medium property refurbishment 3 Permitted securities: Commercial properties, HMOs, buy to lets, student accommodation, holiday lets with no title restriction COMMERCIAL BRIDGE Vacant property in disrepair Property with potential environmental contamination Farms or agricultural property First charge unregulated loans only Properties in England and Wales only Adverse credit history considered UK residents and limited companies only This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner residing above semi-commercial property PRODUCT CHARACTERISTICS PROHIBITED USES 1. Our 0.69% product rate is only available to properties with either (i) a blue chip tenant on a lease with five or more years remaining (no breaks); or (ii) more than seven individual tenants where rental income is relatively equally spread and a history of occupancy is available. Interest can be paid monthly (in full or in part) or rolled up and paid upon redemption. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Higher LTVs are available with the provision of additional security (first or second charge basis). | 2. Larger loans considered upon application. | 3. Light to medium property refurbishment is defined as having no planning permission requirements. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. COMMERCIAL BRIDGE INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information COMMERCIAL BRIDGE INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £2,000,000 2 From 0.99% up to 65% LTV 1 (1.5% broker commission) (2% broker commission) From 1.04% up to 65% LTV (2% broker commission) DOWNLOAD PDF PRODUCT SHEET INTEREST RATE From 0.69% up to 75% LTV 1. Our 0.69% product rate is only available to properties with either (i) a blue chip tenant on a lease with five or more years remaining (no breaks); or (ii) more than seven individual tenants where rental income is relatively equally spread and a history of occupancy is available. Interest can be paid monthly (in full or in part) or rolled up and paid upon redemption. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Higher LTVs are available with the provision of additional security (first or second charge basis). LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information £200,000 to £2 million loan size Up to 24 months loan term Example uses: Property purchase (including at auction) Development exit Light to medium refurbishment Refinancing of maturing debt Working capital for your business Permitted securities: Commercial properties HMOs Buy to lets Student accommodation Holiday lets with no title restrictions Across England and Wales From 0.99% pm up to 65% LTV

Funding 365 receives increased CBILS allocation from the British Business Bank Funding 365 has been approved for an increased CBILS allocation by the British Business Bank, following strong demand from borrowers. Terms issued by the lender under the scheme to date have ranged from development exit loans for new build flats in Basingstoke and conversions in Harrogate, to refinance bridges for portfolio landlords in London. Delivered through British Business Bank accredited lenders, CBILS is designed to support the continued provision of finance to UK smaller businesses (SMEs) during the Covid-19 outbreak. Under the scheme, Funding 365 will provide unregulated bridging loans up to 65% LTV for up to 24 months. These loans will be secured on a first charge basis against residential properties in England and Wales. For approved loans under CBILS the Government will make a Business Interruption Payment to cover the first 12 months of interest payments and any lender-levied charges. The borrower remains 100% liable for the debt. Read the full story here: https://bridgingandcommercial.co.uk/article/16708/funding-365-receives-larger-cbils-allocation-from-british-business-bank

Funding 365 releases enhanced flexible 3 year range Funding 365 has today announced that it has simplified and improved its Flexible 3 Year and Bridge to 3 Year property loan offerings. The bespoke loans, which can be secured against commercial, semi-commercial and residential (including HMO) properties in England and Wales, are designed to be tailored in terms of pay rate vs retained rate to suit the yield of the borrowers’ properties. Interest rates now start at 6.74% per annum with a minimum pay rate of 4.5%. Funding 365 have also extended the maximum length of the bridging term which can be included in the Bridge to 3 Year product from 8 months to 12 months, in order to provide borrowers with greater scope to be able to exit the loan without any early repayment charges. The starting interest rate of these bridging terms has also been reduced from 7.49% per annum to 7.25%. Read the full story here: https://bridgingloandirectory.co.uk/bridging-finance/funding-365-launches-enhanced-flexible-3-year-property-loan-range/

Funding 365 increases lending power with securitisation financing Bridging finance provider Funding 365 has this week signed a deal with an established UK bank for a substantial 8-figure securitisation financing facility. The facility has been arranged as a flexible securitisation funding line leveraged against Funding 365’s own capital, which means that all lending decisions remain firmly within Funding 365’s control. Funding 365 Director, Michael Strange comments,“Funding 365 has had an incredibly successful 18 months and all signs point towards exponential growth this year. Signing up this securitisation funding line - where all credit control remains with our directors - allows us to continue providing the professional and speedy service our partners have come to expect from us."

The brief Our solution Underwriter quote Given the prime location of the retail unit, the strength of the tenant and the experience of the repeat borrower, our team was able to deliver a rate of 0.79% per month at a 67% LTV. The client's onward ambitions for the premises included the construction of an additional story and the negotiation of new leases with new tenants. As such, we engaged the borrower in several discussions to ensure that, on a 12 month loan, a timely exit could be achieved. The client required a £3.89 million loan to purchase a large commercial space in Surrey, England, with a blue chip tenant in situ. The case, although ambitious, showcases the potential of our commercial bridging loan product to support the retail sector. Coming out of the pandemic, it's great to assist in the revitalisation of this market. I'm keen to continue supporting this borrower and am interested to see how this particular space will benefit from their exciting development plans. BACK TO PROJECTS £3.89 MILLION 67% LTV 0.79% PER MONTH PURCHASE: LARGE COMMERCIAL SPACE CASE STUDY

Funding 365 Delivers £7.2m for 50 apartments in Peterborough Funding 365 has completed a £7.2 million 75% LTV development exit loan at a rate of 0.69% per month to provide time for its developer borrower to sell their 50 new apartments in Peterborough. Funding 365 has completed a £7.2 million 75% LTV development exit loan at a rate of 0.69% per month to provide time for its developer borrower to sell their 50 new apartments in Peterborough. The 9-month facility, introduced by Pilot Fish, enabled the borrower to exit the development funding lines which were secured against their one- and two-bedroom flats and penthouse duplexes. The properties are arranged over six storeys in what was previously a council office block building located in the heart of Peterborough. The high quality of the conversion, combined with the prime location of the apartments, enabled Funding 365 to refinance the project at 0.69% per month – with no admin or exit fees. The case was complex, with multiple development funding lines to be refinanced and many of the units in various stages of sales processes. Funding 365 worked closely with all parties to ensure that the loan progressed as smoothly as possible, including meeting the borrower on site with Pilot Fish. They then worked around the clock to deliver their solution the day before the deadline, in order to prevent the borrower from having to pay a whole extra month of interest on their prior borrowing. Development exit is a popular use for Funding 365’s versatile Residential Bridge product, which provides bespoke funding solutions of up to £10 million on residential properties across England and Wales, with no admin fees, exit fees or early redemption fees. Funding 365 Senior Underwriter, Nikhil Shah comments, “Peterborough is going through an exciting period of regeneration, and we’re pleased to have had the opportunity to contribute to its growth. Delivering a complex loan like this is incredibly satisfying. Credit to the borrower, Pilot Fish and all of the solicitors for their parts in helping to ensure that it completed so smoothly.” Read the full story here: https://www.propertywire.com/news/funding-365-delivers-7-2m-for-50-apartments-in-peterborough/

PRIVACY POLICY OUR PRIVACY POLICY Key terms It would be helpful to start by explaining some key terms used in this policy: We, us, our: Funding 365 Limited, Funding 365 Capital Limited and affiliated companies Our data protection officer: Michael Strange ​ 20 - 22 Wenlock Road, London, N1 7GU ​ michael.strange@funding-365.com ​ 0203 950 5280 Personal information: Any information relating to an identified or identifiable individual Special category personal information: Personal information revealing racial or ethnic origin, political opinions, religious beliefs, philosophical beliefs or trade union membership ​ Genetic and biometric data ​ Data concerning health, sex life or sexual orientation Personal information we collect about you • your name and contact information, including email address and telephone number and company details • Information to enable us to check and verify your identity, eg your date of birth • your gender information, if you choose to give this to us • location data, if you choose to give this to us • your billing information, transaction and payment card information • your contact history, activity history and saved items • information from accounts you link to us • information to enable us to undertake credit or other financial checks on you and financial information (including bank or building society account details and details of debit cards used in relation to our services); • Information about how you use our website, IT, communication and other systems • your passwords and security question answers used to access our on-line services • sensitive information (such as any medical information you disclose to us (although we will always get specific permission from you before recording this type of information) We may collect and use the following personal information about you: This personal information is required to provide products and/or services to you. If you do not provide personal information we ask for, it may delay or prevent us from providing products and/or services to you. How your personal information is collected We collect most of this personal information directly from you—in person, by telephone, text or email and/or via our website and apps (as appropriate). However, we may also collect information: • from publicly accessible sources, eg Companies House or HM Land Registry; • directly from a third party, eg: –sanctions screening providers; – credit reference agencies; – customer due diligence providers; – fraud prevention agencies, – insolvency practitioners, – debt advisers, – tracing agents; and – commercial databases • from a third party with your consent, e.g. other financial institutions with whom you have a relationship • from cookies on our website—for more information on our use of cookies, please see our cookies policy • to comply with our legal and regulatory obligations; • for the performance of our contract with you or to take steps at your request before entering into a contract; • for our legitimate interests or those of a third party; or • where you have given consent. Under data protection law, we can only use your personal information if we have a proper reason for doing so, e.g.: How and why we use your personal information A legitimate interest is when we have a business or commercial reason to use your information, so long as this is not overridden by your own rights and interests. The table below explains what we use (process) your personal information for and our reasons for doing so: What we use your personal information for To provide products and/or services to you To prevent and detect fraud For the performance of our contract with you or to take steps at your request before entering into a contract —Conducting checks to identify our customers and verify their identity ​ —Screening for financial and other sanctions or embargoes ​ —Other processing necessary to comply with professional, legal and regulatory obligations that apply to our business, e.g. rules issued by our professional regulator Ensuring business policies are adhered to, e.g. policies covering security and internet use For our legitimate interests or those of a third party, i.e. to make sure we are following our own internal procedures so we can deliver the best service to you Our Reasons For our legitimate interests or those of a third party, i.e. to minimise fraud that could be damaging for us and for you To comply with our legal and regulatory obligations What we use your personal information for Our reasons Efficiency, training and quality control party, i.e. to be as efficient as we can so we can deliver the best service for you at the best price Ensuring the confidentiality of commercially sensitive information For our legitimate interests or those of a third party, i.e. to protect trade secrets and other commercially valuable information To comply with our legal and regulatory obligations Statistical analysis to help us manage our business, e.g. in relation to our financial performance, customer base, product range or other efficiency measures For business, e.g. in relation to our financial performance, customer base, product range or other efficiency measures For our legitimate interests or those of a third party, i.e. to be as efficient as we can so we can deliver the best service for you at the best price Preventing unauthorised access and modifications to systems For our legitimate interests or those of a third party, i.e. to prevent and detect criminal activity that could be damaging for us and for you To comply with our legal and regulatory obligations Updating and enhancing customer records For the performance of our contract with you or to take steps at your request before entering into a contract To comply with our legal and regulatory obligations For our legitimate interests or those of a third party, e.g. making sure that we can keep in touch with our customers about existing orders and new products Statutory returns Ensuring safe working practices, staff administration and assessments To comply with our legal and regulatory obligations F or our legitimate interests or those of a third party, e.g. to make sure we are following our own internal procedures and working efficient ly so we can deliver the best service to you What we use your personal information for —existing and former customers; ​ —third parties who have previously expressed an interest in our services; ​ —third parties with whom we have had no previous dealings. Our reasons Former customers Credit reference checks via external credit reference agencies External audits and quality checks, e.g. for ISO or Investors in People accreditation and the audit of our accounts For our legitimate interests or those of a third party, i.e. to ensure our customers are likely to be able to pay for our products and services For our legitimate interests or a those of a third party, i.e. to maintain our accreditations so we can demonstrate we operate at the highest standards ​ To comply with our legal and regulatory obligations The above does not apply to special category personal information, which we will only process with your explicit consent. Promotional communications We may use your personal information to send you updates (by email, text message, telephone or post) about our products and/or services, including exclusive offers, promotions or new products and/or services. We have a legitimate interest in processing your personal information for promotional purposes (see above ‘How and why we use your personal information ’). This means we do not usually need your consent to send you promotional communications. However, where consent is needed, we will ask for this consent separately and clearly. We will always treat your personal information with the utmost respect and never sell or share it with other organisations for marketing purposes. You have the right to opt out of receiving promotional communications at any time by: • contacting us at marketing@funding-365.com We may ask you to confirm or update your marketing preferences if you instruct us to provide further products and/or services in the future, or if there are changes in the law, regulation, or the structure of our business. Who we share your personal information with We routinely share personal information with: • companies within our group • third parties we use to help deliver our products and/or services to you, e.g. payment service providers, warehouses and delivery companies; • other third parties we use to help us run our business, e.g. marketing agencies or website hosts; • third parties approved by you, e.g. third party payment providers; • credit reference agencies; • our insurers and brokers; • our banks and professional advisers. • where we sell or transfer your loan to another provider we will transfer your data to that provider. We only allow our service providers to handle your personal information if we are satisfied, they take appropriate measures to protect your personal information. We also impose contractual obligations on service providers relating to ensure they can only use your personal information to provide services to us and to you. We may also share personal information with external auditors, e.g. in relation to accreditations and the audit of our accounts. ​ We may disclose and exchange information with law enforcement agencies and regulatory bodies to comply with our legal and regulatory obligations. We may also need to share some personal information with other parties, such as potential buyers of some or all of our business or during a re-structuring. Usually, information will be anonymised but this may not always be possible. The recipient of the information will be bound by confidentiality obligations. We will not share your personal information with any other third party. Where your personal information is held Information may be held at our offices and those of our group companies, third party agencies, service providers, representatives and agents as described above (see above: ‘Who we share your personal information with’). Some of these third parties may be based outside the European Economic Area. For more information, including on how we safeguard your personal information when this occurs, see below: ‘Transferring your personal information out of the EEA’. How long your personal information will be kept We will keep your personal information while you have an account with us or we are providing products and/or services to you. Thereafter, we will keep your personal information for as long as is necessary: • to respond to any questions, complaints or claims made by you or on your behalf; • to show that we treated you fairly; • to keep records required by law and We will not retain your personal information for longer than necessary for the purposes set out in this policy. Different retention periods apply for different types of personal information. Further details on this are available from us at contact@funding-365.com When it is no longer necessary to retain your personal information, we will delete or anonymise it. Transferring your personal information out of the EEA To deliver services to you, it is sometimes necessary for us to share your personal information outside the European Economic Area (EEA), e.g. with your and our service providers located outside the EEA. These transfers are subject to special rules under European and UK data protection law. If you would like further information, please contact us OR our Data Protection Officer (see ‘How to contact us’ below). Your rights You have the following rights, which you can exercise free of charge: Access Rectification To be forgotten The right to require us to correct any mistakes in your personal information Restriction of processing Data portability The right to receive the personal information you provided to us, in a structured, commonly used and machine-readable format and/or transmit that data to a third party—in certain situations To object The right to object: —at any time to your personal information being processed for direct marketing (including profiling); —in certain other situations to our continued processing of your personal information, eg processing carried out for the purpose of our legitimate interests. The right to be provided with a copy of your personal information (the right of access) The right to require us to delete your personal information—in certain situations The right to require us to restrict processing of your personal information—in certain circumstances, e.g. if you contest the accuracy of the data Not to be subject to automated individual decision-making The right not to be subject to a decision based solely on automated processing (including profiling) that produces legal effects concerning you or similarly significantly affects you For further information on each of those rights, including the circumstances in which they apply, please contact us or see the Guidance from the UK Information Commissioner’s Office (ICO) on individuals’ rights under the General Data Protection Regulation. ​ If you would like to exercise any of those rights, please: • email, call or write to us—see below: ‘How to contact us’; and • let us have enough information to identify you (eg your full name, address and customer or matter reference number); • let us have proof of your identity and address (a copy of your driving licence or passport and a recent utility or credit card bill); and • let us know what right you want to exercise and the information to which your request relates. Keeping your personal information secure Keeping your personal information secure We have appropriate security measures to prevent personal information from being accidentally lost, or used or accessed unlawfully. We limit access to your personal information to those who have a genuine business need to access it. Those processing your information will do so only in an authorised manner and are subject to a duty of confidentiality. We also have procedures in place to deal with any suspected data security breach. We will notify you and any applicable regulator of a suspected data security breach where we are legally required to do so. If you want detailed information from Get Safe Online on how to protect your information and your computers and devices against fraud, identity theft, viruses and many other online problems, please visit www.getsafeonline.org . Get Safe Online is supported by HM Government and leading businesses. We hope that we can resolve any query or concern you may raise about our use of your information. The General Data Protection Regulation also gives you right to lodge a complaint with a supervisory authority, in particular in the European Union (or European Economic Area) state where you work, normally live or where any alleged infringement of data protection laws occurred. The supervisory authority in the UK is the Information Commissioner who may be contacted at https://ico.org.uk/concerns or telephone: 0303 123 1113. Changes to this privacy policy This privacy notice was published in May 2019. We may change this privacy notice from time to time — when we do, we will inform you by updating the privacy policy on our website. How to complain How to contact us Please contact us by post, email or telephone if you have any questions about this privacy policy or the information we hold about you. Our contact details are shown below: ​ Michael Strange 20-22 Wenlock Road, London, N1 7GU michael.strange@funding-365.com 0203 950 528020-22

ENVIRONMENT DOING OUR BIT Trees remove carbon and slow the climate crisis. The inspirational team at Protect Earth are committed to working with environmental organisations to plant trees to increase native British tree cover across England and Wales. We're proud to support them, including our pledge to fund a UK tree for each loan completed. As of July 2022, we have funded over 500 trees. ​ You can find out more about Protect Earth here OUR TREE PLEDGE Everyone at Funding 365 is committed to reducing the impact of our working lives on the environment. Steps that we've taken include: WORKPLACE SUSTAINABILITY PAPER: We've drastically reduced the use of paper in our office. Now 100% of our filing and 98% of our correspondence is digital. PLASTIC: Single use plastic is minimised through the use of reusable containers, such as glass milk bottles and metal cups. RECYCLING: Recycling bins are readily available and a designated member of the team ensures that they are being used correctly. ENERGY SUPPLY: Our office building is supplied by 100% green energy. TRAVEL: Storage space and showers are available to facilitate our staff cycling, scooting, walking or running to and from the office. At present, 20% of our team commute at least in part by cycling, scooting, walking or running. All other travel to and from the office is 100% public transport. Like you, we believe that it’s important that everyone plays their part in protecting our planet for future generations. At Funding 365 we're committed to reducing our negative impact on the environment and increasing our positive effect.