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  • Bridging Loans for Resi Investment Houses | Flats | HMOs | Funding 365

    RESIDENTIAL BRIDGE RESIDENTIAL BRIDGE From 0.84% up to 65% LTV From 0.89% up to 75% LTV 1 INTEREST RATES £100,000 to £10,000,000 2 LOAN SIZES LOAN TERMS 3 to 24 months LOCATIONS Across England and Wales INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £5,000,000 2 From 0.74% up to 65% LTV From 0.79% up to 70% LTV From 0.84% up to 75% LTV 1 (1.5% broker commission) (2% broker commission) From 0.79% up to 65% LTV From 0.84% up to 70% LTV From 0.89% up to 75% LTV (2% broker commission) LOAN SIZES £100,000 to £10,000,000 3 LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales LOAN USES FEES & CHARGES Buying or refinancing residential investment property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 5 Valuation fee: At market rate, provided upon application 4 Property refurbishment permitted 3 Permitted securities: Unregulated residential properties, HMOs, buy to lets, student accommodation, holiday lets with no title restriction Land with or without planning Properties with adverse environmental conditions Farms or agricultural properties First charge unregulated loans across England & Wales Residential short lease properties considered Adverse credit history considered Semi commercial properties considered This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied properties PRODUCT CHARACTERISTICS PROHIBITED USES 1. Reduction in interest rates are available for larger loans on a case by case basis. Pricing indicated for retained interest only. | 2. Smaller and larger loans considered upon application. | 3. Light property refurbishment where the works do not exceed 40% of the day one market value and works are funded by the borrower. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. Adverse credit history considered DOWNLOAD PDF PRODUCT SHEET

  • Bridging Loans for Resi Investment Houses | Flats | HMOs | Funding 365

    NORTHERN IRELAND BRIDGE RESIDENTIAL BRIDGE From 0.84% up to 65% LTV From 0.89% up to 75% LTV 1 INTEREST RATES £100,000 to £10,000,000 2 LOAN SIZES LOAN TERMS 3 to 24 months LOCATIONS Across England and Wales INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 18 months Across Northern Ireland £100,000 to £2,000,000 2 From 0.84% up to 65% LTV 1 (1% broker commission) (1.5% broker commission) From 0.89% up to 65% LTV (2% broker commission) LOAN SIZES £100,000 to £10,000,000 3 LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales LOAN USES FEES & CHARGES Buying or refinancing residential property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 5 Valuation fee: At market rate, provided upon application 4 Light to medium property refurbishment 3 Land with or without planning Properties with adverse environmental conditions Farms or agricultural property First charge unregulated loans across Northern Ireland Holiday lets and student lets considered Adverse credit history considered UK residents and limited companies only This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied property PRODUCT CHARACTERISTICS PROHIBITED USES 1. Interest can be paid monthly (in full or in part) or retained upfront. | 2. Larger loans considered upon application. | 3. Medium property refurbishment is defined as structural, conversion or extension work which does not: a) exceed the lower of 40% of the purchase prince of the property of £300,000; b.) include any work which involves any demolition or re-building of the property. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. Adverse credit history considered Commercial or mixed-use property DOWNLOAD PDF PRODUCT SHEET

  • Bridging and development loans | Funding 365

    OUR APPROACH With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten. EXPERT FAST BESPOKE HONEST AFFORDABLE FAIR We are specialists and know property finance inside out. Our mandated underwriters aim to provide credit-backed terms in just one hour. We tailor-make each loan to the individual requirements of the client. Our cost structure is always straightforward, transparent and made clear upfront. We offer some of the lowest interest rates in the market. We reject ERCs and believe in rebating interest on a daily basis for loans repaid early. With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten. Mid-term mortgages for residential investment and commercial properties. For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit. 75% LTV residential bridging with a stepped interest rate and no exit fees or ERCs. For purchase, refinance and / or refurb of commercial and mixed use properties. RESIDENTIAL BRIDGE For purchase, refinance and / or refurbishment of residential properties. OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 36 months secured against a wide range of properties across England and Wales. We provide up to £5 million and up to 75% LTV and our interest rates start at 0.89% per month. COMMERCIAL BRIDGE LIGHT DEVELOPMENT STEPPED RATE BRIDGE 3-5 YEAR LOAN LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE WELCOME TO EXTRAORDINARY FINANCE NORTHERN IRELAND BRIDGE LEARN MORE From 0.84% pm HEAVY REFERBISHMENT From 0.89% pm LEARN MORE COMMERCIAL BRIDGE LIGHT REFURBISHMENT LEARN MORE LEARN MORE From 0.99% From 0.74% pm RESIDENTIAL BRIDGE STEPPED RATE BRIDGE LEARN MORE LEARN MORE From 0.49% pm From 0.74% pm RESIDENTIAL BRIDGE COMMERCIAL BRIDGE LEARN MORE LEARN MORE From 0.99% pm From 0.74% pm Funding 365 is an independent bridging and development lender providing loans secured against properties across England, Wales and Northern Ireland. We believe in transparency and fairness, and combine highly competitive, tailored funding solutions with award-winning service. OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 5 years secured against a wide range of properties across England, Wales and Northern Ireland. We provide up to £5 million and up to 75% LTV and our interest rates start at 0.74% per month flat and 0.49% per month stepped. RESIDENTIAL BRIDGE COMMERCIAL BRIDGE LEARN MORE LEARN MORE From 0.99% pm From 0.89% pm OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 5 years secured against a wide range of properties across England, Wales and Northern Ireland. We provide up to £5 million and up to 75% LTV and our interest rates start at 0.74% per month flat and 0.49% per month stepped. COMMERCIAL BRIDGE ​ For purchase, refinance and / or refurb of commercial and mixed-use properties VIEW GUIDE LIGHT REFURBISHMENT ​ VIEW GUIDE For property refurbs incl. loft conversions, internal refurbishment and one storey extensions RESIDENTIAL BRIDGE ​ VIEW GUIDE For purchase, refinance and / or refurbishment of residential properties ​ ​ HEAVY REFURBISHMENT ​ VIEW GUIDE For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit 3-5 YEAR LOAN ​ VIEW GUIDE Mid-term mortgages for residential investment and commercial properties ​ DEVELOPMENT ​ ​ VIEW GUIDE For the construction of residential properties ​ ​ ​ NORTHERN IRELAND BRIDGE ​ VIEW GUIDE For purchase, refinance and / or refurbishment of residential properties in Northern Ireland ​ STEPPED RATE BRIDGE ​ VIEW GUIDE Residential bridging with a stepped rate from 0.49% per month for the first 6 months ​ GROUND UP DEVELOPMENT LEARN MORE From 0.93% pm LEARN MORE 3-5 YEAR LOAN From 9.99% pa OUR APPROACH With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten. EXPERT FAST We know bridging finance inside out Credit-backed terms in one hour BESPOKE HONEST Each loan is tailor made to suit the client's needs Transparent, straightforward cost structure AFFORDABLE FAIR Some of the lowest interest rates, with no admin or exit fees We reject ERCs. Interest is rebated on a daily basis for loans repaid early 3-5 YEAR LOAN Mid-term mortgages for residential investment and commercial properties VIEW GUIDE NORTHERN IRELAND BRIDGE For purchase, refinance and / or refurbishment of residential properties in Northern Ireland VIEW GUIDE DEVELOPMENT ​ VIEW GUIDE For the construction of residential property COMMERCIAL BRIDGE VIEW GUIDE For purchase, refinance and / or refurb of commercial and mixed-use properties ​ RESIDENTIAL BRIDGE For purchase, refinance and / or refurbishment of residential properties VIEW GUIDE HEAVY REFURBISHMENT For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit ​ VIEW GUIDE LIGHT REFURBISHMENT VIEW GUIDE For property refurbs incl. loft conversions, internal refurbishment and one storey extensions STEPPED RATE BRIDGE Residential bridging with a stepped rate from 0.49% per month for the first 6 months VIEW GUIDE TESTIMONIALS See what our clients have to say. OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 36 months secured against a wide range of properties across England and Wales. We provide up to £5 million and up to 75% LTV and our interest rates start at 0.89% per month. LEARN MORE RESIDENTIAL BRIDGE For purchase, refinance and / or refurbishment of residential properties. ​ For purchase, refinance and / or refurb of commercial and mixed use properties. ​ COMMERCIAL BRIDGE STEPPED RATE BRIDGE 75% LTV residential bridging with a stepped interest rate and no exit fees or ERCs. ​ LIGHT DEVELOPMENT For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit. 3-5 YEAR LOAN Mid-term mortgages for residential investment and commercial properties. LEARN MORE GROUND UP DEVELOPMENT For the construction of residential properties. ​ LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE LIGHT REFURBISHMENT HEAVY REFURBISHMENT LEARN MORE LEARN MORE From 0.74% From 0.89% pm RESIDENTIAL BRIDGE COMMERCIAL BRIDGE LEARN MORE LEARN MORE From 0.74% From 0.99% pm LEARN MORE From 0.89% pm DEVELOPMENT ​ 3-5 YEAR LOAN From 9.99% pm LEARN MORE

  • Light Refurbishment Loans | Funding 365

    LIGHT DEVELOPMENT LOAN INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £5,000,000 From 0.79% up to 65% LTV From 0.84% up to 75% LTV 1 LIGHT REFURBISHMENT LOAN USES FEES & CHARGES Loft conversions Internal decoration and refurbishment Property conversion of residential to HMO Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 4 Valuation fee: At market rate, provided upon application 3 Construction of one story extensions INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information Property with adverse environmental conditions Agricultural properties Removal of load bearing walls Properties in England and Wales Adverse credit history considered UK residents and limited companies This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied properties PROHIBITED USES DEVELOPER INFORMATION 1. Reductions in interest rates are available for larger loans on a case by case basis. Pricing indicated for retained interest loan only. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Higher LTVs are available with the provision of additional security (first charge basis). | 2. Smaller and larger loans considered on application. Up to 2 further advances. Minimum tranche size applies. | 3. To be paid upfront. | 4. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an upfront undertaking to pay all legal fees in full. | First charge unregulated loans INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £5,000,000 Cost of works cannot exceed 40% of the day one market value ​ 2 From 0.74% up to 65% LTV From 0.79% up to 70% LTV From 0.84% up to 75% LTV 1 (1.5% broker commission) (2% broker commission) From 0.79% up to 65% LTV From 0.84% up to 70% LTV From 0.89% up to 75% LTV (2% broker commission) DOWNLOAD PDF PRODUCT SHEET LIGHT DEVELOPMENT LOAN

  • Bridging Loans for Resi Investment Houses | Flats | HMOs | Funding 365

    INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £5,000,000 2 From 0.74% up to 65% LTV From 0.79% up to 70% LTV From 0.84% up to 75% LTV 1 (1.5% broker commission) (2% broker commission) From 0.79% up to 65% LTV From 0.84% up to 70% LTV From 0.89% up to 75% LTV (2% broker commission) LOAN USES FEES & CHARGES Buying or refinancing residential investment property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 5 Valuation fee: At market rate, provided upon application 4 Property refurbishment permitted 3 Permitted securities: Unregulated residential properties, HMOs, buy to lets, student accommodation, holiday lets with no title restriction DOWNLOAD PDF PRODUCT SHEET Land with or without planning Properties with adverse environmental conditions Farms or agricultural properties First charge unregulated loans across England & Wales Residential short lease properties considered Adverse credit history considered Semi commercial properties considered This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied properties PRODUCT CHARACTERISTICS PROHIBITED USES 1. Reduction in interest rates are available for larger loans on a case by case basis. Pricing indicated for retained interest only. | 2. Smaller and larger loans considered upon application. | 3. Light property refurbishment where the works do not exceed 40% of the day one market value and works are funded by the borrower. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. Adverse credit history considered LOAN SIZES £100,000 to £10,000,000 3 LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information RESIDENTIAL BRIDGE From 0.84% up to 65% LTV From 0.89% up to 75% LTV 1 INTEREST RATES £100,000 to £10,000,000 2 LOAN SIZES LOAN TERMS 3 to 24 months LOCATIONS Across England and Wales RESIDENTIAL BRIDGE

  • Development Loans for Heavy Refurb | Conversion | PDR | Funding 365

    LIGHT DEVELOPMENT LOAN INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £5,000,000 From 0.79% up to 65% LTV From 0.84% up to 75% LTV 1 GROUND UP DEVELOPMENT LOAN USES FEES & CHARGES Ground up development HMO and holiday lets accepted First time developers considered Arrangement fee: 2% Broker commission: 1% - 1.5% (taken from the arrangement fee) Exit fee: 1% of gross loan Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 3 Valuation fee: At market rate, provided upon application 2 Finish and exit (pre wind and watertight) INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information Developments with more than 15 units Properties with adverse environmental conditions Owner occupied property Non-standard construction This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. PROHIBITED USES PRODUCT CHARACTERISTICS 1. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Higher LTVs are available with the provision of additional security (first charge basis). | 2. To be paid upfront. | 3. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an upfront undertaking to pay all legal fees in full. | 4. At least 3 previously completed development / refurbishment projects over the past 3 years. Minimum developer profit: 15% profit on cost for experienced borrowers / 20% profit for new borrowers 4 Funding provided up to 100% CoW up to 65% LTGDV Properties in England and Wales only UK residents and limited companies only Unregulated residential properties only Maximum LTC: 85% INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 18 months Across England and Wales From 0.93% up to 75% LTV 1 (1% broker commission) (1.5% broker commission) From 0.97% up to 75% LTV (1.5% broker commission) £250,000 to £1,500,000 DOWNLOAD PDF PRODUCT SHEET LIGHT DEVELOPMENT LOAN

  • Heavy Refurbishment Loans | Funding 365

    HEAVY REFURBISHMENT LIGHT DEVELOPMENT LOAN LIGHT DEVELOPMENT LOAN INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £5,000,000 From 0.79% up to 65% LTV From 0.84% up to 75% LTV 1 INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales From 0.89% up to 70% LTV From 0.94% up to 75% LTV 1 (1.5% broker commission) (2% broker commission) From 0.94% up to 70% LTV From 0.99% up to 75% LTV (2% broker commission) £200,000 to £5,000,000 Cost of works cannot exceed 150% of the day one market value LOAN USES FEES & CHARGES PDR schemes Heavy property refurbishment and extension Property conversion to residential/HMO Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 4 Valuation fee: At market rate, provided upon application 3 Finish and exit 2 Properties with adverse environmental conditions Agricultural property Ground up developments and land Properties in England and Wales Adverse credit history considered UK residents and limited companies This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied properties PROHIBITED USES DEVELOPER INFORMATION 1. Reductions in interest rates are available for larger loans on a case by case basis. Pricing indicated for retained interest loans only. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Higher LTVs are available with the provision of additional security (first charge basis). | 2. Must be wind and watertight. | 3. To be paid upfront. | 4. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an upfront undertaking to pay all legal fees in full. | 5. At least 3 previously completed development / refurbishment projects over the past 3 years. Minimum developer profit: 15% profit on cost for experienced borrowers /20% profit for new borrowers 5 Funding provided up to 100% CoW up to 70% LTGDV DOWNLOAD PDF PRODUCT SHEET

  • Short Term Loans for Offices | Retail | Semi-commercial | Funding 365

    INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £100,000 to £10,000,000 2 From 0.89% up to 65% LTV 1 LOAN USES FEES & CHARGES Buying commercial property incl. at auction Refinancing of maturing commercial debt Working capital for your business Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At cost, provided upon application 5 Valuation fee: At cost, provided upon application 4 Light to medium property refurbishment 3 Permitted securities: Commercial properties, HMOs, buy to lets, student accommodation, holiday lets with no title restriction COMMERCIAL BRIDGE Vacant property in disrepair Property with potential environmental contamination Farms or agricultural property First charge unregulated loans only Properties in England and Wales only Adverse credit history considered UK residents and limited companies only This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner residing above semi-commercial property PRODUCT CHARACTERISTICS PROHIBITED USES 1. Our 0.69% product rate is only available to properties with either (i) a blue chip tenant on a lease with five or more years remaining (no breaks); or (ii) more than seven individual tenants where rental income is relatively equally spread and a history of occupancy is available. Interest can be paid monthly (in full or in part) or rolled up and paid upon redemption. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Higher LTVs are available with the provision of additional security (first or second charge basis). | 2. Larger loans considered upon application. | 3. Light to medium property refurbishment is defined as having no planning permission requirements. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. COMMERCIAL BRIDGE INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information COMMERCIAL BRIDGE INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £2,000,000 2 From 0.99% up to 65% LTV 1 (1.5% broker commission) (2% broker commission) From 1.04% up to 65% LTV (2% broker commission) DOWNLOAD PDF PRODUCT SHEET INTEREST RATE From 0.69% up to 75% LTV 1. Our 0.69% product rate is only available to properties with either (i) a blue chip tenant on a lease with five or more years remaining (no breaks); or (ii) more than seven individual tenants where rental income is relatively equally spread and a history of occupancy is available. Interest can be paid monthly (in full or in part) or rolled up and paid upon redemption. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Higher LTVs are available with the provision of additional security (first or second charge basis). LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information

  • Flexible Bridging and Development products | From 0.89% | Funding 365

    VIEW OUR PROJECTS We specialise in highly competitive, unregulated bridging, refurbishment, development and 3-5 year loans secured against a wide range of properties across England, Wales and Northern Ireland. ​ See below for information on each of our flexible products, or alternatively contact one of our dedicated underwriters directly on 0800 689 0650 or underwriting@funding-365.com PRODUCT INTEREST RATE LOANSIZE LOANTERM EXAMPLEUSES VIEWGUIDE LTV RESIDENTIALBRIDGE Fr om 0.59% per mo n th F r om 0.69% per mo n th Up t o 60% Up t o 75% £100,000t o £10 million 3 t o 24 mo n ths ​ Pr operty pu r chase (including a t auction) R e furbishme n t D e v elopme n t Exit P or tf olio c onsolid at ion STEPPED RATEBRIDGE 0.59% pm f or the fi r s t 6 mo n ths 1.2% pm f r om mo n th 7 £10 million 3 t o 18 mo n ths Buying or r e financing r eside nt ial p r operty R e furbishme n t D e v elopme n t Exit Short t erm c ash fl o w r equi r eme n ts Up t o 75% Fr om 0.64% per mo n th F r om 0.69% per mo n th LIGHT DEVELOPMENT LOAN Up t o 65% (d a y one) Up t o 75% (d a y one) £5 million 3 t o 24 mo n ths PDR schemesHe a v y r e furbishme n t p r ojects P r operty c o n v e r sion t o r eside n tial Finish and e xit Fr om 6.74% per annum Up t o 75% 3 YEAR LOAN £10 million 36 mon ths Cr edit r epair Chan g e of use Business s t abilis a tion COMMERCIALBRIDGE Fr om 0.59% per mo n th Up t o 75% £100,000t o £10 million 3 t o 24 mo n ths ​ Pr operty pu r chase (including a t auction) R e furbishme n t R e financing of m a turing de b t W orking c api t al f or y our business PRODUCTS TRANSPARENT, FLEXIBLE, BESPOKE DEVELOPMENT From 0.93% pm up to 70% LTV / 65% LTGDV / 85% LTC £250,000 to £1.5 million loan size 3 to 18 months loan term Example uses: Ground up development Finish and exit HMO and holiday lets VIEW GUIDE 3-5 YEAR LOAN From 9.99% per annum up to 70% LTV ​ £200,000 to £2 million loan size 36-60 months Example uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements VIEW GUIDE VIEW OUR PROJECTS PROCESSES UNIQUELY SEAMLESS RESIDENTIAL BRIDGE From 0.74% pm up to 65% LTV From 0.79% pm up to 70% LTV From 0.84% pm up to 75% LTV ​ ​ ​ £200,000 to £5 million loan size 3 to 24 months loan term Example Uses: Property purchase (including at auction) Refurbishment Development Exit Portfolio consolidation VIEW GUIDE STEPPED RATE BRIDGE From 0.49% pm up to 65% LTV (6 months) From 0.55% pm up to 70% LTV(6 months) From 0.59% pm up to 75% LTV(6 months) ​ 1.15% pm from month 7 ​ 1.15% exit fee £200,000 to £5 million loan size 3 to 12 months loan term Example Uses: Property purchase (including at auction) Development exit ​ VIEW GUIDE VIEW GUIDE LIGHT REFURBISHMENT From 0.74% pm up to 65% LTV From 0.79% pm up to 70% LTV From 0.84% pm up to 75% LTV ​ ​ ​ £200,000 to £5 million loan size 3 to 24 months loan term Example Uses: Loft conversion Internal decoration and refurb Property conversion to resident ​ ​ LIGHT DEVELOPMENT From 0.64% pm up to 65% LTV (day one) From 0.69% pm up to 75% LTV (day one) £5 million loan size 3 to 24 months loan term Example Uses: PDR schemes Heavy refurbishment projects Property conversion to residential Finish and exit VIEW GUIDE 3 YEAR LOAN From 6.74% per annum up to 75% LTV ​ ​ £100,000 to £10 million loan size 36 months Example Uses: Credit repair Change of use Business stabilisation VIEW GUIDE PROJECTS We provide funding for projects across all of England and Wales You can read about a few of our cases by clicking the button below. VIEW PROJECTS VIEW GUIDE STEPPED RATE BRIDGE 0.59% pm up to 75% LTV Loans of up to £10 million 3 to 18 months loan term Example uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements LIGHT DEVELOPMENT From 0.64% pm up to 65% LTV (day one) From 0.69% pm up to 75% LTV (day one) £5 million loan size 3 to 24 months loan term Example Uses: PDR schemes Heavy refurbishment projects Property conversion to residential Finish and exit VIEW GUIDE STEPPED RATE BRIDGE 0.59% pm up to 75% LTV Loans of up to £10 million 3 to 18 months loan term Example uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements VIEW GUIDE 3 YEAR LOAN From 6.74% pa up to 75% LTV £100,000 to £10 million loan size 36 months Example Uses: Credit repair Change of use Business stabilisation VIEW GUIDE PROJECTS We provide funding for projects across all of England and Wales You can read about a few of our cases by clicking the button below 3 to 18 months loan term Example uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements VIEW PROJECTS PRODUCTS TRANSPARENT, FLEXIBLE, BESPOKE NORTHERN IRELAND BRIDGE From 0.84% up to 65% LTV £100,000 to £2 million loan size up to 18 months Example Uses: Property purchase (including at auction) Refurbishment Development Exit Portfolio consolidation VIEW GUIDE COMMERCIAL BRIDGE From 0.99% pm up to 65% LTV £200,000 to £2 million loan size 3 to 24 months loan term Example Uses: Property purchase (including at auction) Refinancing of maturing debt Working capital for your business ​ ​ VIEW GUIDE HEAVY REFURBISHMENTS From 0.89% up to 70% LTV From 0.94% up to 75% LTV £100,000 to £5 million loan size 3 to 24 months loan term Example Uses: PDR schemes Heavy refurbishment and extension Property conversion to residential / HMO Finish and Exit VIEW GUIDE RESIDENTIAL BRIDGE From 0.74% pm up to 65% LTV From 0.79% pm up to 70% LTV From 0.84% pm up to 75% LTV £200,000 to £5 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Refurbishment Refinancing of maturing debt Working capital for your business VIEW GUIDE COMMERCIAL BRIDGE From 0.99% pm up to 65% LTV £200,000 to £2 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Refinancing of maturing debt Working capital for your business VIEW GUIDE HEAVY REFURBISHMENT 0.89% pm up to 70% LTV 0.94% pm up to 75% LTV £200,000 to £5 million loan size 3 to 24months loan term Example uses: PDR schemes Heavy property refurbishment and extension Property conversion to residential / HMO Finish and exit VIEW GUIDE BRIDGE TO 3 YEAR From 6.74% pa up to 75% LTV £100.000 to £10 million loan size 36 months Example Uses: Credit repair Change of use Business stabilisation VIEW GUIDE 3-5 YEAR LOAN From 9.99% pa up to 70% LTV £100,000 to £2 million loan size 36 to 60 months loan term Example uses: Credit repair Change of use Business stabilisation VIEW GUIDE VIEW OUR PROJECTS DEVELOPMENT From 0.93% pm up to 70% LTV (day one) £250,000 to £1.5 million loan size 3 to 18 months loan term Example uses: Ground up development Finish and exit HMO and holiday lets accepted ​ VIEW GUIDE LIGHT REFURBISHMENT From 0.74% pm up to 65% LTV From 0.79% pm up to 70% LTV From 0.84% pm up to 75% LTV £200,000 to £5 million loan size 3 to 24 months loan term Example uses: Loft conversion Internal decoration and refurbishment Property conversion to residential / HMO Construction of one storey extension VIEW GUIDE NORTHERN IRELAND BRIDGE From 0.84% pm up to 65% LTV £100,000 to £2 million loan size up to 18 months Example Uses: Property purchase (including at auction) Refurbishment Development Exit Portfolio consolidation VIEW GUIDE STEPPED RATE BRIDGE From 0.49% pm up to 65% LTV From 0.55% pm up to 70% LTV From 0.59% pm up to 75% LTV for the first 6 months ​ 1.15% pm from month 7 ​ 1.15% exit fee £200,000 to £5 million loan size 3 to 12 months loan term Example Uses: Property purchase (including at auction) Development exit VIEW GUIDE RESIDENTIAL BRIDGE From 0.89% pm up to 70% LTV From 0.94% pm up to 75% LTV £100,000 to £10 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Refurbishment Development exit Portfolio consolidation VIEW GUIDE STEPPED RATE BRIDGE From 0.80% pm up to 75% LTV ​ £100,000 to £5 million loan size 3 to 18 months loan term Example uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements VIEW GUIDE COMMERCIAL BRIDGE From 0.99% pm up to 65% LTV £100,000 to £10 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Refinancing of maturing debt Work capital for your business - VIEW GUIDE RESIDENTIAL BRIDGE From 0.74% pm up to 65% LTV From 0.79% pm up to 70% LTV From 0.84% pm up to 75% LTV ​ ​ £200,000 to £5 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Development exit Portfolio consolidation ​ VIEW GUIDE LIGHT REFURBISHMENT From 0.74% pm up to 65% LTV (day one) From 0.79% pm up to 70% LTV (day one) From 0.84% pm up to 75% LTV (day one) ​ ​ £200,000 to £5 million loan size 3 to 24 months loan term Example uses: Loft conversion Internal decoration and refurbishment Property conversion to residential/HMO Construction of one story extensions VIEW GUIDE STEPPED RATE BRIDGE From 0.49% pm up to 65% LTV for 6 months From 0.55% pm up to 70% LTV for 6 months From 0.59% pm up to 75% LTV for 6 months 1.15% pm from month 7 ​ 1.15% exit fee £200,000 to £5 million loan size 3 to 12 months loan term Example uses: Property purchase (including at auction) Development exit VIEW GUIDE HEAVY REFURBISHMENT From 0.89% pm up to 70% LTV (day one) From 0.94% pm up to 75% LTV (day one) £200,000 to £5 million loan size 3 to 24 months loan term Example uses: PDR schemes Heavy refurbishment projects Commercial conversion to residential Finish and exit VIEW GUIDE COMMERCIAL BRIDGE From 0.99% up to 65% LTV ​ £200,000 to £2 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Refinancing of maturing debt Working capital for your business ​ VIEW GUIDE NORTHERN IRELAND BRIDGE From 0.84% up to 65% LTV ​ £100,000 to £2 million loan size 3 to 18 months loan term Example uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements VIEW GUIDE 3-5 YEAR LOAN From 9.99% per annum up to 75% LTV £200,000 to £2 million loan size 36-60 months Example Uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements ​ ​ VIEW GUIDE DEVELOPMENT From 0.93% pm up to 75% LTV £250,000 to £1.5 million loan size 3 to 18 months loan term Example Uses: Ground up development Finish and Exit HMO and holiday lets accepted First time developers ​ VIEW GUIDE

  • 1 Year Property Loans | Stepped Rate from 0.49% | Funding 365

    STEPPED RATE LOAN STEPPED RATE LOAN INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 12 months Across England and Wales From 0.49% pm up to 65% LTV for 6 months From 0.55% pm up to 70% LTV for 6 months From 0.59% pm up to 75% LTV for 6 months ​ 1.15% pm from month 7 ​ (Rates based on 1.5% broker commission) ​ ​ 1 1 1 £200,000 to £5,000,000 2 LOAN USES FEES & CHARGES Buying or refinancing residential investment property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: 1.15% Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 4 Valuation fee: At market rate, provided upon application 3 4 Light property refurbishment 2 2 3 Commercial property Owner occupied property Farms or agricultural property First charge unregulated loans only Properties in England and Wales only Adverse credit history considered Semi-commercial properties considered This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Properties with adverse environmental conditions PRODUCT CHARACTERISTICS PROHIBITED USES 1. Interest is retained upfront and deducted from the gross loan amount | 2. Light property refurbishments is where the works do not exceed 40% of the day one market value and works are funded by the borrower. | 3. Valuation fee is required up front. | 4. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. ​ DOWNLOAD PDF PRODUCT SHEET STEPPED RATE LOAN

  • Funding 365 adds two hires to its graduate scheme

    Funding 365 adds two hires to its graduate scheme Funding 365 has recruited two new members for its graduate scheme this summer to enhance its underwriting and marketing teams. Underwriter, Henry Mason, joins with a 2:1 in Economics from University of Bath. Sales & Marketing Executive, Chris Alldridge, graduated with a 2:1 in English from University of Bristol. Funding 365 launched its graduate scheme in 2016 in order to bring new talent into the short term finance industry and train new team members to its unique way of working Read the full story here: https://bridgingandcommercial.co.uk/article/17423/funding-365-adds-new-hires-to-graduate-scheme

  • Apply Online | Funding 365

    APPLY ONLINE First Name Last Name Email Phone SUBMIT Thank you for submitting Address City Postcode Security address: (must be different to your home address) Street 1 City Add answer here Postcode Security property value Security property type Commercial Residential Mixed Is there a mortgage currently outstanding on the property? Yes No Amount of current mortgage Is the property tenanted or to be tenanted? Yes No If tenanted or to be tenanted, what is the rental income per annum? Loan amount required (between £100,000 and £5 million +) Loan term required (between 3 and 12 months for bridging enquiries) Interest payment plan preffered: Monthly Rolled up Mixture Other information Exit strategy Sale Refinance Other How did you hear about Funding 365 Limited? Choose an option Would you like to receive Funding 365 news, product information and offers by email? Yes No APPLICATION FORM LOAN APPLICATIONS Please complete the form and return it via email to underwriting@funding-365.com

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