Funding 365 is an independent bridging lender with bespoke rates from 0.74% pcm and LTVs up to 75%. Call now on 0800 689 0650. OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 5 years secured against a wide range of properties across England, Wales and Northern Ireland. We provide loans up to £5 million+ and up to 75% LTV and our interest rates start at 0.69% per month flat and 0.39% per month stepped. OUR APPROACH With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten. EXPERT FAST BESPOKE HONEST AFFORDABLE FAIR We are specialists and know property finance inside out. Our mandated underwriters aim to provide credit-backed terms in just one hour. We tailor-make each loan to the individual requirements of the client. Our cost structure is always straightforward, transparent and made clear upfront. We offer some of the lowest interest rates in the market. We reject ERCs and believe in rebating interest on a daily basis for loans repaid early. With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten. Mid-term mortgages for residential investment and commercial properties. For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit. 75% LTV residential bridging with a stepped interest rate and no exit fees or ERCs. For purchase, refinance and / or refurb of commercial and mixed use properties. RESIDENTIAL BRIDGE For purchase, refinance and / or refurbishment of residential properties. OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 36 months secured against a wide range of properties across England and Wales. We provide up to £5 million and up to 75% LTV and our interest rates start at 0.89% per month. COMMERCIAL BRIDGE LIGHT DEVELOPMENT STEPPED RATE BRIDGE 3-5 YEAR LOAN LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE WELCOME TO EXTRAORDINARY FINANCE HEAVY REFURBISHMENT LEARN MORE From 0.89% pm LIGHT REFURBISHMENT From 0.69% pm LEARN MORE STEPPED RATE BRIDGE COMMERCIAL BRIDGE LEARN MORE LEARN MORE From 0.39% From 0.99% pm RESIDENTIAL BRIDGE NORTHERN IRELAND BRIDGE LEARN MORE LEARN MORE From 0.84% pm From 0.69% pm RESIDENTIAL BRIDGE COMMERCIAL BRIDGE LEARN MORE LEARN MORE From 0.99% pm From 0.74% pm Funding 365 is an award-winning property finance lender providing bridging, development and specialist BTL loans secured against properties across England, Wales and Northern Ireland. We believe in transparency and fairness, and combine highly competitive, tailored funding solutions with award-winning service. OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 5 years secured against a wide range of properties across England, Wales and Northern Ireland. We provide up to £5 million and up to 75% LTV and our interest rates start at 0.69% per month flat and 0.39% per month stepped. RESIDENTIAL BRIDGE COMMERCIAL BRIDGE LEARN MORE LEARN MORE From 0.99% pm From 0.89% pm LIGHT REFURBISHMENT VIEW GUIDE For property refurbs incl. loft conversions, internal refurbishment and one storey extensions RESIDENTIAL BRIDGE VIEW GUIDE For purchase, refinance and / or refurbishment of residential and semi-commercial properties HEAVY REFURBISHMENT VIEW GUIDE For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit NORTHERN IRELAND BRIDGE VIEW GUIDE For purchase, refinance and / or refurbishment of residential properties in Northern Ireland STEPPED RATE BRIDGE VIEW GUIDE Residential bridging with a stepped rate from 0.39% per month for the first 6 months COMMERCIAL BRIDGE For purchase, refinance and / or refurb of commercial and mixed-use properties VIEW GUIDE SPECIALIST 3 & 5 YEAR BTL VIEW GUIDE Mid-term specialist mortgages for properties in England and Wales DEVELOPMENT LOAN VIEW GUIDE For the construction of residential properties incl. ground-up & finish and exit N. IRELAND 3 & 5 YEAR BTL VIEW GUIDE Mid-term specialist mortgage for properties in Northern Ireland GROUND UP DEVELOPMENT LEARN MORE From 0.93% pm LEARN MORE 3-5 YEAR LOAN From 9.99% pa OUR APPROACH With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten. EXPERT FAST We know property finance inside out Credit-backed terms in one hour BESPOKE HONEST Loans tailor made to suit our clients Transparent, straightforward cost structure AFFORDABLE FAIR Competitive rates, with no admin fees Interest rebated on a daily basis for loans repaid early 3-5 YEAR LOAN Mid-term mortgages for residential investment and commercial properties VIEW GUIDE NORTHERN IRELAND BRIDGE For purchase, refinance and / or refurbishment of residential properties in Northern Ireland VIEW GUIDE DEVELOPMENT VIEW GUIDE For the construction of residential property COMMERCIAL BRIDGE VIEW GUIDE For purchase, refinance and / or refurb of commercial and mixed-use properties RESIDENTIAL BRIDGE For purchase, refinance and / or refurbishment of residential and semi-commercial properties VIEW GUIDE HEAVY REFURBISHMENT For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit VIEW GUIDE LIGHT REFURBISHMENT VIEW GUIDE For property refurbs incl. loft conversions, internal refurbishment and one storey extensions STEPPED RATE BRIDGE Residential bridging with a stepped rate from 0.39% per month for the first 6 months VIEW GUIDE TESTIMONIALS See what our clients have to say. OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 36 months secured against a wide range of properties across England and Wales. We provide up to £5 million and up to 75% LTV and our interest rates start at 0.89% per month. LEARN MORE RESIDENTIAL BRIDGE For purchase, refinance and / or refurbishment of residential properties. For purchase, refinance and / or refurb of commercial and mixed use properties. COMMERCIAL BRIDGE STEPPED RATE BRIDGE 75% LTV residential bridging with a stepped interest rate and no exit fees or ERCs. LIGHT DEVELOPMENT For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit. 3-5 YEAR LOAN Mid-term mortgages for residential investment and commercial properties. LEARN MORE GROUND UP DEVELOPMENT For the construction of residential properties. LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE LIGHT REFURBISHMENT HEAVY REFURBISHMENT LEARN MORE LEARN MORE From 0.74% From 0.89% pm RESIDENTIAL BRIDGE COMMERCIAL BRIDGE LEARN MORE LEARN MORE From 0.74% From 0.99% pm LEARN MORE From 0.93% pm DEVELOPMENT LOAN SPECIALIST 3 & 5 YEAR BTL From 7.49% pa LEARN MORE LEARN MORE From 7.49% pm N. IRELAND 3 & 5 YEAR BTL

Latest news and case studies from award - winning short term lender, Funding 365. Funding 365 Revamps Stepped Rate Bridge from 0.39% pm 3 March 2025 READ MORE Funding 365 and Life Financial Solutions Deliver £3.9m Development Exit Facility 26 February 2025 READ MORE Funding 365 Reveals Rates from 0.69% 11 February 2025 READ MORE Funding 365 Promotes Allegra Sykes to Head of Relationship Management 16 December 2024 READ MORE Funding 365 and Credicus deliver 0.79% bridging loan 26 November 2024 READ MORE Funding 365 and Clifton Private Finance Deliver £4m Development Exit Bridge 22 November 2024 READ MORE Funding 365 and Black Book Finance Beat the Clock for Development Exit Bridge 4 November 2024 READ MORE Small but mighty: We're just getting started in terms of rapid growth 17 July 2024 READ MORE Funding 365 and Tapton Capital Deliver HMO Conversion Loans for Vital Homes 15 July 2024 READ MORE Funding 365 Unveils Specialist 3 and 5 Year Buy to Let Products 11 July 2024 READ MORE Funding 365 secures 3 wins at the 2024 Bridging and Commercial Awards 7 June 2024 READ MORE Clifton brokers near £5m Belgravia facility with Funding 365 17 May 2024 READ MORE Funding 365 and LDN Finance deliver £5.9m development exit bridge 18 April 2024 READ MORE Mortimer Street Capital and Funding 365 complete £4.1m development exit bridge 11 April 2024 READ MORE The Five Minute Interview with Krisha Karunananthan, Senior Underwriter 11 March 2024 READ MORE Funding 365 relaunches Stepped Rate Bridging product from 0.49% 14 February 2024 READ MORE Funding 365 and Arc & Co Deliver £5.2m Bridge at 0.8%pm 12 February 2024 READ MORE Funding 365 expands into Northern Ireland 15 January 2024 READ MORE Funding 365 unveils new bridging and refurbishment loan rates 27 November 2023 READ MORE Funding 365 secures £200m funding facility 20 November 2023 READ MORE Funding 365 launches ground up development product 14 June 2023 READ MORE Funding 365 launches pledge to rebate auction property valuation fees 30 January 2023 READ MORE Funding 365 completes £6.5m development exit bridging loan 9 November 2022 READ MORE Funding 365 Delivers £4.75m of stepped rate bridging for developer 29 March 2022 READ MORE Funding 365 Saves auction purchase in 5 days 13 February 2022 READ MORE Funding 365 Delivers £7.2m for 50 apartments in Peterborough 3 February 2022 READ MORE Funding 365 Delivers £3.2m 75 percent LTV finish & exit facility 12 January 2022 READ MORE Funding 365 Delivers 75 percent LTV bridge at 0.67pcm 2 November 2021 READ MORE Funding 365 adds two hires to its graduate scheme 13 August 2021 READ MORE Funding 365 urges SMEs to apply for CBILS before end of March deadline 14 March 2021 READ MORE Funding 365 receives increased CBILS allocation from the British Business Bank 17 January 2021 READ MORE Funding 365 completes 75 percent LTV £2million loan with Black Book Finance 5 December 2020 READ MORE Funding 365 accredited under coronavirus business interruption loan scheme 27 November 2020 READ MORE Funding 365 reports record month in October 6 November 2020 READ MORE Funding 365 launches 75 percent LTV stepped rate bridging from 0.59pcm 12 October 2020 READ MORE Funding 365 delivers light development loans from 0.74 pcm with no exit fee 9 September 2020 READ MORE Funding 365 announces move into development finance 13 August 2020 READ MORE Funding 365 releases enhanced flexible 3 year range 13 February 2020 READ MORE Funding 365 rescues deal with innovative Thirdfort software 18 November 2019 READ MORE Funding 365 delivers £1.1million auction finance at 0.59pcm 6 October 2019 READ MORE Funding 365 launches flexible 3 year property loan products 12 September 2019 READ MORE Funding 365 and Mantra Capital save auction purchase in just 3 days 1 August 2019 READ MORE Funding 365 slashes bridging rates to 0.59 percent residential and 0.69 percent commercial 11 May 2019 READ MORE Funding 365 completes bridging loan in 24 hours 5 May 2019 READ MORE Funding 365 completes £2.7m development exit bridge in just 3 days 1 March 2019 READ MORE Funding 365 completes complex £3m semi-commercial bridging loan 7 January 2019 READ MORE Funding 365 completes £1.6m commercial bridge in just 3 days 15 October 2018 READ MORE Funding 365 completes short lease bridging loan in just 3 days 26 June 2018 READ MORE Funding 365 relocates amid plans to grow team by 25 percent 12 June 2018 READ MORE Funding 365 increases maximum loan term to 18 months 22 October 2017 READ MORE NEWS READ ALL ABOUT IT

Funding 365 bridging and development loan case studies. Projects include quick purchase, auction finance, refurbishment, PDR conversion and finish & exit. NORTHERN IRELAND BRIDGE PRODUCT Purchase and refurb of a house in Belfast £190k | 60% LTV 65% LTGDV | 0.99% pm Purchase of 3 flats in Derry/Londonderry £140k | 65% LTV 0.89% pm Residential bridge in Kilkeel £150k | 65% LTV 0.89% pm MORE INFO MORE INFO Finish and exit of 3 flats in Ballycastle £290k | 49% LTV 0.94% pm Light refurbishment of 11 flats on Causeway Coast £860k | 61% LTV 55% LTGDV | 0.89% pm MORE INFO MORE INFO MORE INFO We only advertise products and rates that we're happy to deliver. Below are examples of recent completions across our products. VIEW OUR PRODUCTS RESIDENTIAL BRIDGE PRODUCT Development exit of 2 houses in Wales £280k | 71% LTV | 0.79% pm Semi-commercial bridge in Hull £500k | 44% LTV | 0.74% pm Auction purchase of a house in London £360k | 75% LTV | 0.89% pm MORE INFO MORE INFO Fundraise on 2 HMOs in Brighton £1.7m | 62% LTV | 0.79% pm Development exit of 27 flats in Leeds £5.9m | 70% LTV | 0.84% pm MORE INFO MORE INFO MORE INFO LIGHT REFURBISHMENT PRODUCT Conversion of a 2 bed house into a HMO £370k | 69% LTV | 0.84% pm Finish & exit of a 4 bed house in London £440k | 59% LTV | 0.79% pm Auction purchase and light refurb in East London £330k | 75% LTV | 0.89% pm MORE INFO MORE INFO Conversion of 4 flats in Kent £430k | 63% LTV | 0.79% pm Refurbishment of 3 storey house in Nottingham £1.3m | 65% LTV | 0.74% pm MORE INFO MORE INFO MORE INFO PROJECTS OUR PRODUCTS IN ACTION RESIDENTIAL BRIDGE PRODUCT Fundraise on 2 HMOs in Brighton £1.7m | 62% LTV | 0.79% pm Dev exit of 27 flats in Leeds £5.9m | 70% LTV | 0.84% pm MORE INFO MORE INFO Dev exit of 2 houses in Wales £280k | 71% LTV | 0.79% pm Semi-commercial bridge in Hull £500k | 44% LTV | 0.74% pm MORE INFO MORE INFO Self-funded refurb in Belfast £100k | 75% LTV | 0.87% pm Light refub of 11 flats in Causeway Coast £860k | 61% LTV | 55% LTGDV 0.89% pm MORE INFO MORE INFO NORTHERN IRELAND BRIDGING PRODUCT STEPPED RATE BRIDGE LIGHT DEVELOPMENT LOAN LEARN MORE LEARN MORE From 0.80% pm From 0.89% pm Refinance of 11 houses £2.1m | 75% LTV | 0.69% per month MORE INFO Auction purchase of two houses £552,000 | 65% LTV | 0.62% per month MORE INFO Refinance of 11 houses £2.1m | 75% LTV | 0.69% per month MORE INFO Purchase of eight apartments £1.3m | 75% LTV | 0.67% per month MORE INFO Fundraise on a portfolio of 35 houses £2m | 75% LTV | 0.67% per month MORE INFO RESIDENTIAL BRIDGING LOANS Purchase of office unit £258,000 | 60% LTV | 0.79% per month MORE INFO Purchase of commercial unit £3.9m | 67% LTV | 0.79% per month MORE INFO Semi-commercial refinance £1.9m | 65% LTV | 0.72% per month MORE INFO Purchase of vacant office unit £143,000 | 65% LTV | 0.72% per month MORE INFO Semi-commercial purchase £225,000 | 63% LTV | 0.74% per month MORE INFO COMMERCIAL & SEMI COMMERCIAL BRIDGING LOANS Purchase and refurb in Belfast £190k | 60% LTV | 0.99% pm MORE INFO Purchase of 3 flats in Derry/Londonderry £130k | 65% LTV | 0.89% pm MORE INFO LIGHT REFURBISHMENT PRODUCT Conversion of 4 flats in Kent £430k | 63% LTV | 0.79% pm Refurb of a 3 storey house in Nottingham £1.3m | 65% LTV | 0.74% pm MORE INFO MORE INFO PROJECTS OUR PRODUCTS IN ACTION DEVELOPMENT LOANS Build of terraced house in Essex £510k Gross | 60% LTV | 70% LTGDV | 83% LTC | 0.95% pm + 1% exit Build of a detached house in Bristol £390k Gross | 70% LTV | 66% LTGDV | 80% LTC | 1.03% pm + 1% exit MORE INFO MORE INFO Build of a block of 5 flats in Essex £1.14m Gross | 47% LTV | 56% LTGDV | 85% LTC | 1.03% pm + 2.5% exit MORE INFO Build of 3 houses in Suffolk £910k Gross | 44% LTV | 60% LTGDV | 79% LTC | 0.93% pm MORE INFO HEAVY REFURBISHMENT PRODUCT Semi-commercial conversion in Kent £520k Gross | 55% LTGDV | 1.03% pm Conversion of a Grad 2 listed hotel in Swansea £780k Gross | 56% LTV | 0.99% pm MORE INFO MORE INFO Conversion of a hotel into 19 flats in Kent £2.8m Gross | 53% LTGDV | 0.97% pm MORE INFO Finish and exit of 5 houses in Surrey £2.3m Gross | 34% LTV | 0.99% pm MORE INFO To find out more about our heavy refurb product, click the link below MORE INFO Part complete conversion of a house into a HMO £590k Gross | 69% LTV | 0.99% pm MORE INFO To find out more about our development product, click the link below MORE INFO Finish & Exit of 12 flats in Staffordshire £650k Gross | 27% LTV | 54% LTGDV | 85% LTC | 0.99% pm + 1% exit MORE INFO SPECIALIST 3 & 5 YEAR BTL Semi-commercial 5 year BTL in Northern Ireland £180k | 52% LTV | 8.99% pa 3 year BTL for a foreign national £590k | 65% LTV | 7.79% pa MORE INFO MORE INFO 3 year BTL for a holiday let in Northern Ireland £830k | 60% LTV | 8.04% pa MORE INFO 3/5 year BTL on a portfolio of 99 properties £830k | 60% LTV | 8.04% pa MORE INFO 3 year BTL to purchase 11 flats in London £3.3m | 54% LTV | 7.49% pa To find out more about our Specialist 3/5 year BTL , click the link below MORE INFO MORE INFO Conversion of a 2 bed house into a HMO £370k | 69% LTV | 0.84% pm MORE INFO Finish and exit of a 4 bed house in London £440k | 59% LTV | 0.79% pm MORE INFO HEAVY REFURBISHMENT PRODUCT Conversion of a hotel into 19 flats in Kent £2.6m Gross | 53% LTGDV | 0.97% pm Finish & exit of 5 houses in Surrey £2.3m Gross | 34% LTV | 0.99% pm Part complete conversion of house to a 13 bed HMO £590k Gross | 69% LTV | 0.99% pm MORE INFO MORE INFO Semi-commercial conversion in Kent £520k Gross | 55% LTGDV | 1.03% pm Conversion of a Grade 2 listed hotel in Swansea £780k Gross | 56% LTV | 0.99% pm MORE INFO MORE INFO MORE INFO DEVELOPMENT PRODUCT Build of a block of 5 flats in Essex £1.14m Gross | 47% LTV | 56% LTGDV | 85% LTC | 1.03% pm Build of 3 houses in Suffolk £910k Gross | 44% LTV | 60% LTGDV | 79% LTC | 0.93% pm Finish & Exit of 12 flats in Staffordshire £650k Gross | 27% LTV | 54% LTGDV | 76% LTC | 0.99% pm MORE INFO MORE INFO Build of a terraced house in Essex £510k Gross | 60% LTV | 70% LTGDV | 83% LTC | 0.95% pm Build of a detached house in Bristol £390k Gross | 70% LTV | 66% LTGDV | 80% LTC | 1.03% pm MORE INFO MORE INFO MORE INFO SPECIALIST 3 & 5 YEAR BTL 3 year BTL for a foreign national £590k | 65% LTV | 7.79% pa Semi-commercial 5 year BTL in Northern Ireland £180k | 52% LTV | 8.99% pa 3/5 year BTL on a portfolio of 99 properties £5.2m | 49% LTV | 7.99% pa 3 year BTL for holiday let in Northern Ireland £830k | 60% LTV | 8.04% pa 3 year BTL to purchase 11 flats in London £3.3m | 54% LTV | 7.49% pa MORE INFO MORE INFO MORE INFO MORE INFO MORE INFO Auction purchase in London £360k | 75% LTV | 0.89% pm To find out more about our residential bridge product, click the link below MORE INFO MORE INFO Residential bridge in County Down £150k | 65% LTV | 0.89% pm MORE INFO To find out more about our Northern Ireland bridge product, click the link below MORE INFO To find out more about our light refurb product, click the link below MORE INFO Auction purchase and light refurb in London £330k | 73% LTV | 0.89% pm MORE INFO

Bridging and light development loan rates provided in just 1 hour. Call a friendly underwriter directly on 0800 689 0650 for a seamless, personal experience. PRODUCTS TRANSPARENT, FLEXIBLE, BESPOKE PRODUCTS TRANSPARENT, FLEXIBLE, BESPOKE We specialise in highly competitive, unregulated bridging, refurbishment, development and 3-5 year loans secured against a wide range of properties across England, Wales and Northern Ireland. See below for information on each of our flexible products, or alternatively contact one of our dedicated underwriters directly on 0800 689 0650 or underwriting@funding-365.com RESIDENTIAL BRIDGE From 0.89% pm up to 70% LTV From 0.94% pm up to 75% LTV £100,000 to £10 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Refurbishment Development exit Portfolio consolidation VIEW GUIDE STEPPED RATE BRIDGE From 0.80% pm up to 75% LTV £100,000 to £5 million loan size 3 to 18 months loan term Example uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements VIEW GUIDE COMMERCIAL BRIDGE From 0.99% pm up to 65% LTV £100,000 to £10 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Refinancing of maturing debt Work capital for your business - VIEW GUIDE RESIDENTIAL BRIDGE From 0.69% pm up to 65% LTV From 0.74% pm up to 70% LTV From 0.79% pm up to 75% LTV £200,000 to £5 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Development exit Refinancing residential property Short term cash flow requirements Light refurbishment (self-funded) VIEW GUIDE STEPPED RATE BRIDGE From 0.39% pm up to 65% LTV for 6 months From 0.44% pm up to 70% LTV for 6 months From 0.49% pm up to 75% LTV for 6 months + 1.15% pm from month 7 and 1.15% exit fee £200,000 to £5 million loan size 3 to 12 months loan term Example uses: Property purchase (including at auction) Development exit Refinancing residential property Short term cash flow requirements VIEW GUIDE NORTHERN IRELAND BRIDGE From 0.84% pm up to 65% LTV £100,000 to £5 million loan size 3 to 18 months loan term Example uses: Property purchase (including at auction) Development exit Refinancing residential property Short term cash flow requirements Light refurbishment (inc. self-funded) VIEW GUIDE LIGHT REFURBISHMENT From 0.74% pm up to 65% LTV From 0.79% pm up to 70% LTV From 0.84% pm up to 75% LTV £200,000 to £5 million loan size 3 to 24 months loan term Example uses: Refurbishments (CoW < 40% of OMV) Loft extensions One storey extensions Conversions to residential / HMO VIEW GUIDE COMMERCIAL BRIDGE From 0.99% up to 65% LTV £200,000 to £2 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Refinancing of maturing debt Short term cash flow requirements VIEW GUIDE HEAVY REFURBISHMENT From 0.89% pm up to 70% LTV From 0.94% pm up to 57% LTV £200,000 to £5 million loan size 3 to 24 months loan term Example uses: Heavy refurbishments (CoW <150% of OMV) Conversion to residential / HMO Finish and exit VIEW GUIDE DEVELOPMENT From 0.93% pm up to 70% LTV / 65% LTGDV / 85% LTC £250,000 to £1.5 million loan size 3 to 18 months loan term Example uses: Ground up development Finish and exit (where the property is not wind / water tight) VIEW GUIDE SPECIALIST 3 & 5 YEAR BTL From 7.74% pa up to 75% LTV for 3 years From 7.49% pa up to 75% LTV for 5 years £200,000 to £5 million loan size 36 or 60 months Example uses: Property purchase (including at auction) Re-mortgage Capital raise VIEW GUIDE N. IRELAND 3 & 5 YEAR BTL From 7.74% pa up to 70% LTV for 3 years From 7.49% pa up to 70% LTV for 5 years £100,000 to £3 million loan size 36 or 60 months Example uses: Property purchase (including at auction) Re-mortgage Capital raise VIEW GUIDE RESIDENTIAL BRIDGE From 0.69% pm up to 65% LTV From 0.74% pm up to 70% LTV From 0.79% pm up to 75% LTV £200,000 to £5 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Development exit Portfolio consolidation VIEW GUIDE COMMERCIAL BRIDGE From 0.99% pm up to 65% LTV £200,000 to £2 million loan size 3 to 24 months loan term Example uses: Property purchase (including at auction) Refinancing of maturing debt Working capital for your business VIEW GUIDE HEAVY REFURBISHMENT 0.89% pm up to 70% LTV 0.94% pm up to 75% LTV £200,000 to £5 million loan size 3 to 24months loan term Example uses: Heavy refurbishments (CoW <150% of OMV) Conversion to residential / HMO Finish and exit VIEW GUIDE BRIDGE TO 3 YEAR From 6.74% pa up to 75% LTV £100.000 to £10 million loan size 36 months Example Uses: Credit repair Change of use Business stabilisation VIEW GUIDE N. IRELAND SPECIALIST 3 & 5 YEAR BTL From 7.74% pa up to 70% LTV for 3 years From 7.49% pa up to 70% LTV for 5 years £100,000 to £3 million loan size 36 to 60 months loan term Example uses: Purchase (including at auction) Re-mortgage Capital raise VIEW GUIDE VIEW OUR PROJECTS DEVELOPMENT From 0.93% per month 65% LTGDV / 85% LTC £250,000 to £1.5 million loan size 3 to 18 months loan term Example uses: Ground up development Finish and exit (where the property is not wind / water tight) VIEW GUIDE LIGHT REFURBISHMENT From 0.74% pm up to 65% LTV From 0.79% pm up to 70% LTV From 0.84% pm up to 75% LTV £200,000 to £5 million loan size 3 to 24 months loan term Example uses: Refurbishments (CoW < 40% of OMV) Loft extensions One storey extensions Conversions to residential / HMO VIEW GUIDE NORTHERN IRELAND BRIDGE From 0.84% pm up to 65% LTV £100,000 to £2 million loan size up to 18 months Example Uses: Property purchase (including at auction) Refurbishment Development Exit Portfolio consolidation VIEW GUIDE STEPPED RATE BRIDGE From 0.39% pm up to 65% LTV From 0.44% pm up to 70% LTV From 0.49% pm up to 75% LTV + 1.15% pm from month 7 and 1.15% exit fee £200,000 to £5 million loan size 3 to 12 months loan term Example uses: Property purchase (including at auction) Development exit Refinancing residential property Short term cash flow requirements VIEW GUIDE SPECIALIST 3 & 5 YEAR BTL From 7.74% pa up to 75% LTV for 3 years From 7.49% pa up to 75% LTV for 5 years £100,000 to £5 million loan size 36 to 60 months loan term Example uses: Purchase (including at auction) Re-mortgage Capital raise VIEW GUIDE RESIDENTIAL BRIDGE From 0.69% pm up to 65% LTV From 0.74% pm up to 70% LTV From 0.79% pm up to 75% LTV £200,000 to £5 million loan size 3 to 24 months loan term Example Uses: Property purchase (including at auction) Refurbishment Development Exit Portfolio consolidation VIEW GUIDE STEPPED RATE BRIDGE From 0.39% pm up to 65% LTV (6 months) From 0.44% pm up to 70% LTV(6 months) From 0.49% pm up to 75% LTV(6 months) 1.15% pm from month 7 1.15% exit fee £200,000 to £5 million loan size 3 to 12 months loan term Example Uses: Property purchase (including at auction) Development exit VIEW GUIDE VIEW GUIDE LIGHT REFURBISHMENT From 0.74% pm up to 65% LTV From 0.79% pm up to 70% LTV From 0.84% pm up to 75% LTV £200,000 to £5 million loan size 3 to 24 months loan term Example Uses: Loft conversion Internal decoration and refurb Property conversion to resident NORTHERN IRELAND BRIDGE From 0.84% up to 65% LTV £100,000 to £2 million loan size up to 18 months Example Uses: Property purchase (including at auction) Refurbishment Development Exit Portfolio consolidation VIEW GUIDE COMMERCIAL BRIDGE From 0.99% pm up to 65% LTV £200,000 to £2 million loan size 3 to 24 months loan term Example Uses: Property purchase (including at auction) Refinancing of maturing debt Working capital for your business VIEW GUIDE HEAVY REFURBISHMENTS From 0.89% up to 70% LTV From 0.94% up to 75% LTV £100,000 to £5 million loan size 3 to 24 months loan term Example Uses: PDR schemes Heavy refurbishment and extension Property conversion to residential / HMO Finish and Exit VIEW GUIDE SPECIALIST 3 & 5 YEAR BTL From 7.74% pa up to 75% LTV for 3 years From 7.49% pa up to 75% LTV for 5 years £200,000 to £5 million loan size 36-60 months Example Uses: Purchase (including at auction) Re-mortgage Capital raise VIEW GUIDE DEVELOPMENT From 0.93% pm up to 75% LTV £250,000 to £1.5 million loan size 3 to 18 months loan term Example Uses: Ground up development Finish and Exit HMO and holiday lets accepted First time developers VIEW GUIDE N. IRELAND 3 & 5 YEAR BTL From 7.74% pa up to 70% LTV for 3 years From 7.49% pa up to 70% LTV for 5 years £100,000 to £3 million loan size 36-60 months Example Uses: Purchase (including at auction) Re-mortgage Capital raise VIEW GUIDE LIGHT DEVELOPMENT From 0.64% pm up to 65% LTV (day one) From 0.69% pm up to 75% LTV (day one) £5 million loan size 3 to 24 months loan term Example Uses: PDR schemes Heavy refurbishment projects Property conversion to residential Finish and exit VIEW GUIDE STEPPED RATE BRIDGE 0.59% pm up to 75% LTV Loans of up to £10 million 3 to 18 months loan term Example uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements VIEW GUIDE 3 YEAR LOAN From 6.74% pa up to 75% LTV £100,000 to £10 million loan size 36 months Example Uses: Credit repair Change of use Business stabilisation VIEW GUIDE PROJECTS We provide funding for projects across all of England and Wales You can read about a few of our cases by clicking the button below 3 to 18 months loan term Example uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements VIEW PROJECTS LIGHT DEVELOPMENT From 0.64% pm up to 65% LTV (day one) From 0.69% pm up to 75% LTV (day one) £5 million loan size 3 to 24 months loan term Example Uses: PDR schemes Heavy refurbishment projects Property conversion to residential Finish and exit VIEW GUIDE 3 YEAR LOAN From 6.74% per annum up to 75% LTV £100,000 to £10 million loan size 36 months Example Uses: Credit repair Change of use Business stabilisation VIEW GUIDE PROJECTS We provide funding for projects across all of England and Wales You can read about a few of our cases by clicking the button below. VIEW PROJECTS VIEW GUIDE STEPPED RATE BRIDGE 0.59% pm up to 75% LTV Loans of up to £10 million 3 to 18 months loan term Example uses: Buying or refinancing residential property Refurbishment Development exit Short term cash flow requirements PROCESSES UNIQUELY SEAMLESS PRODUCT INTEREST RATE LOANSIZE LOANTERM EXAMPLEUSES VIEWGUIDE LTV RESIDENTIALBRIDGE Fr om 0.59% per mo n th F r om 0.69% per mo n th Up t o 60% Up t o 75% £100,000t o £10 million 3 t o 24 mo n ths Pr operty pu r chase (including a t auction) R e furbishme n t D e v elopme n t Exit P or tf olio c onsolid at ion COMMERCIALBRIDGE Fr om 0.59% per mo n th Up t o 75% £100,000t o £10 million 3 t o 24 mo n ths Pr operty pu r chase (including a t auction) R e furbishme n t R e financing of m a turing de b t W orking c api t al f or y our business STEPPED RATEBRIDGE 0.59% pm f or the fi r s t 6 mo n ths 1.2% pm f r om mo n th 7 £10 million 3 t o 18 mo n ths Buying or r e financing r eside nt ial p r operty R e furbishme n t D e v elopme n t Exit Short t erm c ash fl o w r equi r eme n ts Up t o 75% Fr om 0.64% per mo n th F r om 0.69% per mo n th LIGHT DEVELOPMENT LOAN Up t o 65% (d a y one) Up t o 75% (d a y one) £5 million 3 t o 24 mo n ths PDR schemesHe a v y r e furbishme n t p r ojects P r operty c o n v e r sion t o r eside n tial Finish and e xit Fr om 6.74% per annum Up t o 75% 3 YEAR LOAN £10 million 36 mon ths Cr edit r epair Chan g e of use Business s t abilis a tion VIEW OUR PROJECTS VIEW OUR PROJECTS

Funding 365 light refurbishment loan case study. Conversion of 4 flats in Kent. The brief Our solution Underwriter quote The team worked around the clock with all involved to craft a facility that would refinance our borrower's current loan and fund 100% of the cost of works in arrears within the redemption deadline. With an LTV of 63% at 0.79% per month, the borrower was able to refinance their current loan with enough cash left over to invest in future projects. The client sought funds to finish and exit on their conversion of 4 flats in Kent into a 5 bedroom house. With the redemption date looming the borrower needed to complete quickly to avoid default charges from their development lender. "Our team’s dedication and expertise enabled us to craft a solution that met the client's urgent needs, ensuring a seamless refinance and providing additional capital for future ventures." BACK TO PROJECTS £430,000 63% LTV 0.79% PM CONVERSION OF 4 FLATS IN KENT CASE STUDY

Funding 365 light refurbishment loan case study. Refurbishment of a 3 storey house in Nottingham. £780,000 Gross 70% LTV | 56% LTGDV 0.99% PM The brief Our solution Underwriter quote Given the borrower's experience, we were able to provide 70% LTV day one with 100% cost of works, equivalent to 162% of the day one market value. The client originally came to us for a holding bridge to purchase the hotel and allow time to get planning permission. Once granted, they required a new facility that incorporated development tranches. The funds will be used to convert the derelict hotel into a 20 bedroom HMO. "It is always a pleasure helping a repeat borrower expand their portfolio. Especially for such an interesting project with multiple facilities involved. We Look forward to seeing the finished development." BACK TO PROJECTS CONVERSION: HOTEL IN SWANSEA CASE STUDY

Fast and affordable short term funding for purchase, refinance or refurb of residential investment properties in England and Wales. From 0.69% pm, up to 75% LTV. RESIDENTIAL BRIDGE RESIDENTIAL BRIDGE INCL. SEMI-COMMERCIAL WHERE COMMERCIAL <30% VALUE RESIDENTIAL BRIDGE From 0.84% up to 65% LTV From 0.89% up to 75% LTV 1 INTEREST RATES £100,000 to £10,000,000 2 LOAN SIZES LOAN TERMS 3 to 24 months LOCATIONS Across England and Wales INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information From 0.69% pm up to 65% LTV From 0.74% pm up to 70% LTV From 0.79% pm up to 75% LTV £200,000 to £5 million loan size Up to 24 months loan term Example uses: Property purchase (including at auction) Property refinance Development exit Short term cash flow requirements Light refurbishment (self-funded) Permitted securities: Unregulated residential properties Semi-commercial properties where the commercial element is <30% of the property value Student accommodation Holiday lets (with no title restriction) HMOs Across England and Wales INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £5,000,000 2 From 0.69% up to 65% LTV From 0.74% up to 70% LTV From 0.79% up to 75% LTV 1 (1.5% broker commission) (2% broker commission) From 0.74% up to 65% LTV From 0.79% up to 70% LTV From 0.84% up to 75% LTV (2% broker commission) LOAN SIZES £100,000 to £10,000,000 3 LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales LOAN USES FEES & CHARGES Buying or refinancing residential investment property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 5 Valuation fee: At market rate, provided upon application 4 Property refurbishment permitted 3 Permitted securities: Unregulated residential properties, HMOs, buy to lets, student accommodation, holiday lets with no title restriction Land with or without planning Properties with adverse environmental conditions Farms or agricultural properties First charge unregulated loans across England & Wales Residential short lease properties considered Adverse credit history considered Semi commercial properties considered This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied properties PRODUCT CHARACTERISTICS PROHIBITED USES 1. Reduction in interest rates are available for larger loans on a case by case basis. Pricing indicated for retained interest only. | 2. Smaller and larger loans considered upon application. | 3. Light property refurbishment where the works do not exceed 40% of the day one market value and works are funded by the borrower. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. Adverse credit history considered DOWNLOAD PDF PRODUCT SHEET

Funding 365 commercial bridging loan case study. Refinance: Semi-commercial property £150,000 65% LTV 0.89% PM 18 MONTHS The brief Our solution Underwriter quote We worked closely with all parties involved to deliver a residential bridging loan in time for the purchase deadline and allow 18 months to obtain planning and complete the extension. The borrower required a bridging loan to purchase a 4 bed house in Kilkeel and provide them with sufficient time to apply for planning permission and extend the property using their own funds. "This was a very rewarding case. Having worked closely with valuers, solicitors and the introducing broker, we were able to design a facility which would give more than enough time in case of problems with planning permission." BACK TO PROJECTS PURCHASE & REFURB: HOUSE IN KILKEEL CASE STUDY

Funding 365 development loan case study. Fundraise: Plot of land with permission to construct 6 semi-detached houses. CONSTRUCTION OF 6 HOUSES CASE STUDY £910,000 Gross 0.93% PM 44% LTV | 60% LTGDV | 79% LTC 15 MONTHS The brief Our solution Underwriter quote We delivered a 15-month loan, complete with drawdowns totalling £775,000 funded in arrears. The client owned a plot of land in Bury St. Edmunds with planning permission to construct 6 semi-detached houses. "It's great to see our products used to support projects in areas outside of London." BACK TO PROJECTS BACK TO PROJECTS £910k Gross 0.93% PM 44% LTV | 60% LTGDV | 79% LTC 15 MONTHS

Specialist 3 & 5 year loans starting from 7.49% pa for residential and semi-commercial properties in Northern Ireland. FLEXIBLE 3-5 YEAR FLEXIBLE 3-5 YEAR N. IRELAND SPECIALIST 3 & 5 YEAR BTL NORTHERN IRELAND SPECIALIST BTL INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information INTEREST RATES (FIXED) LOAN SIZES LOAN TERMS LOCATIONS 36 or 60 months Across Northern Ireland £100,000 to £3,000,000 2 From 7.49% per annum (see below) 1 Broad spectrum of residential properties considered, including social housing KEY BENEFITS Semi-commercial properties considered, where commercial < 30% of total value Expats and foreign nationals considered, with UK footprint and UK bank account Loans from £100,000 to £3million Suitable for auction purchases Award-winning, quick and personal service - speak directly to an underwriter Security: Residential property in England and Wales. PRODUCT INFORMATION HMOs Loan term available: 3 or 5 years Security: First charge on properties in Northern Ireland. Repayment: Loans are offered on an interest-only basis Adverse credit: Loans are offered for different credit levels (see below) ACCEPTABLE PROPERTIES Residential accommodation MUFBs Social housing Student accommodation Holiday lets Loan Purpose: Purchase, re-mortgage or capital raise Security: Residential property in Northern Ireland Semi-commercial properties Adverse credit: Loans are offered for different credit levels Affordability: 110% of monthly payment amount (monthly pay rate) Affordability: 110% of monthly payment amount LOAN INTEREST RATES PER ANNUM Gross loan to value: 3 Year 5 Year 65% 70% 7.74% 7.49% 7.99% 8.24% 3 4 PRODUCT INFORMATION Additional loading may be applied to the interest margin as follows: Arrangement fee: 2% Broker commission: 1% (taken from arrangement fee) Early repayment charges: ADDITIONAL MARGIN LOADINGS House of multiple occupation - 0.35% Loans under £200,000 - 0.50% Semi-commercial properties - 0.50% Expats and foreign nationals - upon review 5 year term 5% 4% 3% 2% 1% 3 year term 3% 2% 1% 5 Early repayment charges: Classic credit - upon review Exit year Year 1 Year 2 Year 3 Year 4 Year 5 HMOs - 0.35% Prime Classic CREDIT PROFILE No CCJs in the last 2 years (director or company) All CCJs must have been satisfied at least 12 months prior to completion No bankruptcy / IVA in last 3 years If a company is being purchased, credit checks are applied to the acquiring company and its directors The tenant in any commercial property must have a strong credit profile The property should not be deemed to be specialist in nature and should be a liquid property which would attract significant mainstream demand should it be marketed for sale in its current condition Up to 2 CCJs of less than £7,000 in the last 2 years (per director or company) All CCJs must be satisfied at the completion date (completion proceeds can be used for this purpose) No bankruptcy / IVA in the last 3 years Where the loan otherwise does not fit the Prime product criteria This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Funding 365 Limited is registered in England and Wales. Registered address: 20 – 22 Wenlock Road, London N1 7GU. Company Number: 8488034. Sept 2019. 1. Gross LTV is calculated using the gross loan amount divided by the lower of the purchase price and valuation. Valuation is typically the OMV, although other measures may be used on a case-by-case basis. Loan interest rates outlined above include a monthly pay rate, retained interest. Indicative pricing based on standard residential property with borrower Prime credit profile. | 2. Larger loans considered upon application. | 3. The total interest rates outlined include a monthly pay rate and retained rate of 2.5%. | 4. The total interest rates outlined include a monthly pay rate and retained rate of 2%. | 5. There is no early redemption charge if the loan is repaid in the last month of it's scheduled term. DOWNLOAD PDF PRODUCT SHEET DOWNLOAD PDF PRODUCT SHEET DOWNLOAD PRODUCT SHEET DOWNLOAD PRODUCT SHEET

3 year Specialist BTL secured over a 6 bed HMO with a commercial unit below SEMI-COMMERCIAL BTL CASE STUDY £180,000 8.99% PA 52% LTV 60 MONTHS The brief Our solution Underwriter quote We delivered a 5 year facility to cover the stamp duty on the property and release enough cash to fund 100% of their next purchase. The client had purchased a 6 bed HMO, with a commercial unit below, in cash and required funding to expand their property portfolio. "This case is a great example of the flexibility of our Specialist BTL product. Having worked with the introducing broker for years it was a pleasure getting another case over the line with him." BACK TO PROJECTS BACK TO PROJECTS