WELCOME TO EXTRAORDINARY FINANCE Funding 365 is an independent bridging and development lender providing loans secured against properties across England and Wales. We believe in transparency and fairness, and combine highly competitive, tailored funding solutions with award-winning service. OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 5 years secured against a wide range of properties across England and Wales. We provide up to £10 million and up to 75% LTV and our interest rates start at 0.74% per month. RESIDENTIAL BRIDGE COMMERCIAL BRIDGE LEARN MORE LEARN MORE From 0.99% pm From 0.74% pm LIGHT REFURBISHMENT HEAVY REFURBISHMENT LEARN MORE LEARN MORE From 0.74% From 0.89% pm GROUND UP DEVELOPMENT LEARN MORE LEARN MORE From 0.89% pm From 9.99% pm 3-5 YEAR LOAN OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 5 years secured against a wide range of properties across England and Wales. We provide up to £10 million and up to 75% LTV and our interest rates start at 0.74% per month. COMMERCIAL BRIDGE For purchase, refinance and / or refurb of commercial and mixed-use properties VIEW GUIDE LIGHT REFURBISHMENT VIEW GUIDE For property refurbs incl. loft conversions, internal refurbishment and one storey extensions RESIDENTIAL BRIDGE VIEW GUIDE For purchase, refinance and / or refurbishment of residential properties HEAVY REFURBISHMENT VIEW GUIDE For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit 3-5 YEAR LOAN VIEW GUIDE Mid-term mortgages for residential investment and commercial properties GROUND UP DEVELOPMENT VIEW GUIDE For the construction of residential properties RESIDENTIAL BRIDGE For purchase, refinance and / or refurbishment of residential properties VIEW GUIDE HEAVY REFURBISHMENT For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit VIEW GUIDE LIGHT REFURBISHMENT VIEW GUIDE For property refurbs incl. loft conversions, internal refurbishment and one storey extensions COMMERCIAL BRIDGE For purchase, refinance and / or refurb of commercial and mixed-use properties VIEW GUIDE 3-5 YEAR LOAN Mid-term mortgages for residential investment and commercial properties VIEW GUIDE GROUND UP DEVELOPMENT VIEW GUIDE For purchase, refinance and / or refurb of commercial and mixed-use properties LEARN MORE RESIDENTIAL BRIDGE For purchase, refinance and / or refurbishment of residential properties. For purchase, refinance and / or refurb of commercial and mixed use properties. COMMERCIAL BRIDGE STEPPED RATE BRIDGE 75% LTV residential bridging with a stepped interest rate and no exit fees or ERCs. LIGHT DEVELOPMENT For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit. 3-5 YEAR LOAN Mid-term mortgages for residential investment and commercial properties. LEARN MORE GROUND UP DEVELOPMENT For the construction of residential properties. LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE Mid-term mortgages for residential investment and commercial properties. For heavy property refurbs incl. extensions, conversions, PDR schemes and finish & exit. 75% LTV residential bridging with a stepped interest rate and no exit fees or ERCs. For purchase, refinance and / or refurb of commercial and mixed use properties. RESIDENTIAL BRIDGE For purchase, refinance and / or refurbishment of residential properties. OUR PRODUCTS We specialise in bespoke, unregulated loans for up to 36 months secured against a wide range of properties across England and Wales. We provide up to £10 million and up to 75% LTV and our interest rates start at 0.89% per month. COMMERCIAL BRIDGE LIGHT DEVELOPMENT STEPPED RATE BRIDGE 3-5 YEAR LOAN LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE LEARN MORE OUR APPROACH With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten. EXPERT FAST We know bridging finance inside out Credit-backed terms in one hour BESPOKE HONEST Each loan is tailor made to suit the client's needs Transparent, straightforward cost structure AFFORDABLE FAIR Some of the lowest interest rates, with no admin or exit fees We reject ERCs. Interest is rebated on a daily basis for loans repaid early OUR APPROACH With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten. EXPERT FAST BESPOKE HONEST AFFORDABLE FAIR We are specialists and know property finance inside out. Our mandated underwriters aim to provide credit-backed terms in just one hour. We tailor-make each loan to the individual requirements of the client. Our cost structure is always straightforward, transparent and made clear upfront. We offer some of the lowest interest rates in the market. We reject ERCs and believe in rebating interest on a daily basis for loans repaid early. With principal-led funding and a focus on exceptional service, we deliver transparent loans with highly competitive rates at a speed that cannot be beaten. TESTIMONIALS See what our clients have to say.

The brief Our solution Underwriter quote The complex requirements of this case demanded close correspondence between our team, the broker and the developers. Our underwriter on the case visited the property and met with the borrowers and the appointed QS to discuss the experienced developer's plans for converting the property. We were able to offer a highly competitive, 12 month solution at a rate of 0.84% per month. The drawdowns were carefully designed to support the developer at every step of the conversion process. The borrower required a light refurbishment loan to cover the purchase of a detached house in London and fund 100% of the costs involved with converting the property into an HMO. "Our proactive approach and close collaboration with all stakeholders allowed us to deliver a customised, competitive solution, ensuring the client's HMO conversion proceeded seamlessly." BACK TO PROJECTS £370,000 69% LTV 0.84% PER MONTH HMO CONVERSION IN LONDON CASE STUDY 0.84% PM 69% LTV £370,000

£590,000 69% LTV | 63% LTGDV 0.99% PM The brief Our solution Borrower quote We created a bespoke solution for our borrower, who was a repeat client of ours, to enable them to complete the works before exiting our loan on to a buy to let facility. The client required a 12 month loan to refinance an existing loan secured against a three-storey terraced house in Swansea and fund its conversion from a bed and breakfast to a 13 bed HMO. "Great service." 5 Star Google Review BACK TO PROJECTS CONVERSION: B&B TO 13 BED HMO CASE STUDY

PRIVACY POLICY OUR PRIVACY POLICY Key terms It would be helpful to start by explaining some key terms used in this policy: We, us, our: Funding 365 Limited, Funding 365 Capital Limited and affiliated companies Our data protection officer: Michael Strange 20 - 22 Wenlock Road, London, N1 7GU michael.strange@funding-365.com 0203 950 5280 Personal information: Any information relating to an identified or identifiable individual Special category personal information: Personal information revealing racial or ethnic origin, political opinions, religious beliefs, philosophical beliefs or trade union membership Genetic and biometric data Data concerning health, sex life or sexual orientation Personal information we collect about you • your name and contact information, including email address and telephone number and company details • Information to enable us to check and verify your identity, eg your date of birth • your gender information, if you choose to give this to us • location data, if you choose to give this to us • your billing information, transaction and payment card information • your contact history, activity history and saved items • information from accounts you link to us • information to enable us to undertake credit or other financial checks on you and financial information (including bank or building society account details and details of debit cards used in relation to our services); • Information about how you use our website, IT, communication and other systems • your passwords and security question answers used to access our on-line services • sensitive information (such as any medical information you disclose to us (although we will always get specific permission from you before recording this type of information) We may collect and use the following personal information about you: This personal information is required to provide products and/or services to you. If you do not provide personal information we ask for, it may delay or prevent us from providing products and/or services to you. How your personal information is collected We collect most of this personal information directly from you—in person, by telephone, text or email and/or via our website and apps (as appropriate). However, we may also collect information: • from publicly accessible sources, eg Companies House or HM Land Registry; • directly from a third party, eg: –sanctions screening providers; – credit reference agencies; – customer due diligence providers; – fraud prevention agencies, – insolvency practitioners, – debt advisers, – tracing agents; and – commercial databases • from a third party with your consent, e.g. other financial institutions with whom you have a relationship • from cookies on our website—for more information on our use of cookies, please see our cookies policy • to comply with our legal and regulatory obligations; • for the performance of our contract with you or to take steps at your request before entering into a contract; • for our legitimate interests or those of a third party; or • where you have given consent. Under data protection law, we can only use your personal information if we have a proper reason for doing so, e.g.: How and why we use your personal information A legitimate interest is when we have a business or commercial reason to use your information, so long as this is not overridden by your own rights and interests. The table below explains what we use (process) your personal information for and our reasons for doing so: What we use your personal information for To provide products and/or services to you To prevent and detect fraud For the performance of our contract with you or to take steps at your request before entering into a contract —Conducting checks to identify our customers and verify their identity —Screening for financial and other sanctions or embargoes —Other processing necessary to comply with professional, legal and regulatory obligations that apply to our business, e.g. rules issued by our professional regulator Ensuring business policies are adhered to, e.g. policies covering security and internet use For our legitimate interests or those of a third party, i.e. to make sure we are following our own internal procedures so we can deliver the best service to you Our Reasons For our legitimate interests or those of a third party, i.e. to minimise fraud that could be damaging for us and for you To comply with our legal and regulatory obligations What we use your personal information for Our reasons Efficiency, training and quality control party, i.e. to be as efficient as we can so we can deliver the best service for you at the best price Ensuring the confidentiality of commercially sensitive information For our legitimate interests or those of a third party, i.e. to protect trade secrets and other commercially valuable information To comply with our legal and regulatory obligations Statistical analysis to help us manage our business, e.g. in relation to our financial performance, customer base, product range or other efficiency measures For business, e.g. in relation to our financial performance, customer base, product range or other efficiency measures For our legitimate interests or those of a third party, i.e. to be as efficient as we can so we can deliver the best service for you at the best price Preventing unauthorised access and modifications to systems For our legitimate interests or those of a third party, i.e. to prevent and detect criminal activity that could be damaging for us and for you To comply with our legal and regulatory obligations Updating and enhancing customer records For the performance of our contract with you or to take steps at your request before entering into a contract To comply with our legal and regulatory obligations For our legitimate interests or those of a third party, e.g. making sure that we can keep in touch with our customers about existing orders and new products Statutory returns Ensuring safe working practices, staff administration and assessments To comply with our legal and regulatory obligations F or our legitimate interests or those of a third party, e.g. to make sure we are following our own internal procedures and working efficient ly so we can deliver the best service to you What we use your personal information for —existing and former customers; —third parties who have previously expressed an interest in our services; —third parties with whom we have had no previous dealings. Our reasons Former customers Credit reference checks via external credit reference agencies External audits and quality checks, e.g. for ISO or Investors in People accreditation and the audit of our accounts For our legitimate interests or those of a third party, i.e. to ensure our customers are likely to be able to pay for our products and services For our legitimate interests or a those of a third party, i.e. to maintain our accreditations so we can demonstrate we operate at the highest standards To comply with our legal and regulatory obligations The above does not apply to special category personal information, which we will only process with your explicit consent. Promotional communications We may use your personal information to send you updates (by email, text message, telephone or post) about our products and/or services, including exclusive offers, promotions or new products and/or services. We have a legitimate interest in processing your personal information for promotional purposes (see above ‘How and why we use your personal information ’). This means we do not usually need your consent to send you promotional communications. However, where consent is needed, we will ask for this consent separately and clearly. We will always treat your personal information with the utmost respect and never sell or share it with other organisations for marketing purposes. You have the right to opt out of receiving promotional communications at any time by: • contacting us at marketing@funding-365.com We may ask you to confirm or update your marketing preferences if you instruct us to provide further products and/or services in the future, or if there are changes in the law, regulation, or the structure of our business. Who we share your personal information with We routinely share personal information with: • companies within our group • third parties we use to help deliver our products and/or services to you, e.g. payment service providers, warehouses and delivery companies; • other third parties we use to help us run our business, e.g. marketing agencies or website hosts; • third parties approved by you, e.g. third party payment providers; • credit reference agencies; • our insurers and brokers; • our banks and professional advisers. • where we sell or transfer your loan to another provider we will transfer your data to that provider. We only allow our service providers to handle your personal information if we are satisfied, they take appropriate measures to protect your personal information. We also impose contractual obligations on service providers relating to ensure they can only use your personal information to provide services to us and to you. We may also share personal information with external auditors, e.g. in relation to accreditations and the audit of our accounts. We may disclose and exchange information with law enforcement agencies and regulatory bodies to comply with our legal and regulatory obligations. We may also need to share some personal information with other parties, such as potential buyers of some or all of our business or during a re-structuring. Usually, information will be anonymised but this may not always be possible. The recipient of the information will be bound by confidentiality obligations. We will not share your personal information with any other third party. Where your personal information is held Information may be held at our offices and those of our group companies, third party agencies, service providers, representatives and agents as described above (see above: ‘Who we share your personal information with’). Some of these third parties may be based outside the European Economic Area. For more information, including on how we safeguard your personal information when this occurs, see below: ‘Transferring your personal information out of the EEA’. How long your personal information will be kept We will keep your personal information while you have an account with us or we are providing products and/or services to you. Thereafter, we will keep your personal information for as long as is necessary: • to respond to any questions, complaints or claims made by you or on your behalf; • to show that we treated you fairly; • to keep records required by law and We will not retain your personal information for longer than necessary for the purposes set out in this policy. Different retention periods apply for different types of personal information. Further details on this are available from us at contact@funding-365.com When it is no longer necessary to retain your personal information, we will delete or anonymise it. Transferring your personal information out of the EEA To deliver services to you, it is sometimes necessary for us to share your personal information outside the European Economic Area (EEA), e.g. with your and our service providers located outside the EEA. These transfers are subject to special rules under European and UK data protection law. If you would like further information, please contact us OR our Data Protection Officer (see ‘How to contact us’ below). Your rights You have the following rights, which you can exercise free of charge: Access Rectification To be forgotten The right to require us to correct any mistakes in your personal information Restriction of processing Data portability The right to receive the personal information you provided to us, in a structured, commonly used and machine-readable format and/or transmit that data to a third party—in certain situations To object The right to object: —at any time to your personal information being processed for direct marketing (including profiling); —in certain other situations to our continued processing of your personal information, eg processing carried out for the purpose of our legitimate interests. The right to be provided with a copy of your personal information (the right of access) The right to require us to delete your personal information—in certain situations The right to require us to restrict processing of your personal information—in certain circumstances, e.g. if you contest the accuracy of the data Not to be subject to automated individual decision-making The right not to be subject to a decision based solely on automated processing (including profiling) that produces legal effects concerning you or similarly significantly affects you For further information on each of those rights, including the circumstances in which they apply, please contact us or see the Guidance from the UK Information Commissioner’s Office (ICO) on individuals’ rights under the General Data Protection Regulation. If you would like to exercise any of those rights, please: • email, call or write to us—see below: ‘How to contact us’; and • let us have enough information to identify you (eg your full name, address and customer or matter reference number); • let us have proof of your identity and address (a copy of your driving licence or passport and a recent utility or credit card bill); and • let us know what right you want to exercise and the information to which your request relates. Keeping your personal information secure Keeping your personal information secure We have appropriate security measures to prevent personal information from being accidentally lost, or used or accessed unlawfully. We limit access to your personal information to those who have a genuine business need to access it. Those processing your information will do so only in an authorised manner and are subject to a duty of confidentiality. We also have procedures in place to deal with any suspected data security breach. We will notify you and any applicable regulator of a suspected data security breach where we are legally required to do so. If you want detailed information from Get Safe Online on how to protect your information and your computers and devices against fraud, identity theft, viruses and many other online problems, please visit www.getsafeonline.org . Get Safe Online is supported by HM Government and leading businesses. We hope that we can resolve any query or concern you may raise about our use of your information. The General Data Protection Regulation also gives you right to lodge a complaint with a supervisory authority, in particular in the European Union (or European Economic Area) state where you work, normally live or where any alleged infringement of data protection laws occurred. The supervisory authority in the UK is the Information Commissioner who may be contacted at https://ico.org.uk/concerns or telephone: 0303 123 1113. Changes to this privacy policy This privacy notice was published in May 2019. We may change this privacy notice from time to time — when we do, we will inform you by updating the privacy policy on our website. How to complain How to contact us Please contact us by post, email or telephone if you have any questions about this privacy policy or the information we hold about you. Our contact details are shown below: Michael Strange 20-22 Wenlock Road, London, N1 7GU michael.strange@funding-365.com 0203 950 528020-22

£2.6 million 27% LTV | 53% LTGDV 0.97% PM The brief Our solution Borrower quote We delivered a bespoke loan of £600,000 on day one with a further £2 million in tranches at an interest rate of 0.97% per month for our experienced developer borrower to be able to deliver their project. The client required a heavy refurbishment loan to convert a hotel into 19 flats. They plan to exit via a combination of sale and refinance onto buy to let mortgages. "We found Funding 365 very quick and easy to work with and they gave us a really flexible loan facility to ensure we would have sufficient funds and time to complete our project." 5 Star Google Review BACK TO PROJECTS HMO CONVERSION: HOTEL IN KENT CASE STUDY

The brief Our solution Underwriter quote Our highly competitive bridging loan enable our borrower to move quickly to purchase the properties. The client was in need of a bridging loan to purchase three tenanted flats in Derry/Londonderry. They plan to exit on to a term buy to let mortgage. "The borrower was extremely communicative throughout the underwriting process, which really suits our bespoke way of working. It made for a really swift completion and allowed us to execute the loan without delay." BACK TO PROJECTS £140,000 65% LTV 0.89% PM 12 MONTHS PURCHASE: 3 FLATS IN DERRY/LONDONDERRY CASE STUDY

£2.3 million Gross 34% LTV | 32% LTGDV 0.99% PM The brief Our solution Underwriter quote We worked closely with all parties to understand our borrower's requirements and tailor an appropriate solution. We designed a facility that incorporated 100% of the remaining cost of works in tranches at a rate of 0.99% per month. The client had a part-complete development which was reaching the end of its development finance term. They therefore required funds to refinance their current lender and finish works on all 5 properties. "This case is a great example of how our unique underwriting process makes for a seamless experience when time is of the essence." BACK TO PROJECTS FINISH AND EXIT: PORTFOLIO OF 5 HOUSES CASE STUDY

The brief Our solution Borrower review We provided our borrower with a light refurbishment loan with development tranches built in to fund 100% of their cost of works. The client required funds to purchase and refurbish 11 apartments on the Causeway Coast. Their plans included demolishing a commercial unit to build a new parking area. They plan to exit on to a long term buy to let mortgage. "Hands down the best lender I’ve worked with. Calum Waite was there every step of the way to help through the process and won’t be going with anyone else I’d the near future. Highly recommend." 5 Star Google Review BACK TO PROJECTS £860,000 61% LTV 0.89% PM 12 MONTHS LIGHT REFURB: 11 APARTMENTS CASE STUDY

NORTHERN IRELAND BRIDGE RESIDENTIAL BRIDGE From 0.84% up to 65% LTV From 0.89% up to 75% LTV 1 INTEREST RATES £100,000 to £10,000,000 2 LOAN SIZES LOAN TERMS 3 to 24 months LOCATIONS Across England and Wales INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information From 0.84% pm up to 65% LTV £100,000 to £2 million loan size Up to 18 months loan term Example uses: Property purchase (including at auction) Development exit Refinancing residential property Short term cash flow requirements Refurbishment Permitted securities: Unregulated residential properties HMOs Buy to lets Student accommodation Holiday lets with no title restrictions INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 18 months Across Northern Ireland £100,000 to £2,000,000 2 From 0.84% up to 65% LTV 1 (1% broker commission) (1.5% broker commission) From 0.89% up to 65% LTV (2% broker commission) LOAN SIZES £100,000 to £10,000,000 3 LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales LOAN USES FEES & CHARGES Buying or refinancing residential property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 5 Valuation fee: At market rate, provided upon application 4 Light to medium property refurbishment 3 Land with or without planning Properties with adverse environmental conditions Farms or agricultural property First charge unregulated loans across Northern Ireland Holiday lets and student lets considered Adverse credit history considered UK residents and limited companies only This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied property PRODUCT CHARACTERISTICS PROHIBITED USES 1. Interest can be paid monthly (in full or in part) or retained upfront. | 2. Larger loans considered upon application. | 3. Medium property refurbishment is defined as structural, conversion or extension work which does not: a) exceed the lower of 40% of the purchase prince of the property of £300,000; b.) include any work which involves any demolition or re-building of the property. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. Adverse credit history considered Commercial or mixed-use property DOWNLOAD PDF PRODUCT SHEET

RESIDENTIAL BRIDGE RESIDENTIAL BRIDGE INCL. SEMI-COMMERCIAL WHERE COMMERCIAL <30% VALUE RESIDENTIAL BRIDGE From 0.84% up to 65% LTV From 0.89% up to 75% LTV 1 INTEREST RATES £100,000 to £10,000,000 2 LOAN SIZES LOAN TERMS 3 to 24 months LOCATIONS Across England and Wales INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information From 0.74% pm up to 65% LTV From 0.79% pm up to 70% LTV From 0.84% pm up to 75% LTV £200,000 to £5 million loan size Up to 24 months loan term Example uses: Property purchase (including at auction) Property refinance Development exit Short term cash flow requirements Light refurbishment (self-funded) Permitted securities: Unregulated residential properties Semi-commercial properties where the commercial element is <30% of the property value Student accommodation Holiday lets (with no title restriction) HMOs Across England and Wales INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales £200,000 to £5,000,000 2 From 0.74% up to 65% LTV From 0.79% up to 70% LTV From 0.84% up to 75% LTV 1 (1.5% broker commission) (2% broker commission) From 0.79% up to 65% LTV From 0.84% up to 70% LTV From 0.89% up to 75% LTV (2% broker commission) LOAN SIZES £100,000 to £10,000,000 3 LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales LOAN USES FEES & CHARGES Buying or refinancing residential investment property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1.5% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 5 Valuation fee: At market rate, provided upon application 4 Property refurbishment permitted 3 Permitted securities: Unregulated residential properties, HMOs, buy to lets, student accommodation, holiday lets with no title restriction Land with or without planning Properties with adverse environmental conditions Farms or agricultural properties First charge unregulated loans across England & Wales Residential short lease properties considered Adverse credit history considered Semi commercial properties considered This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied properties PRODUCT CHARACTERISTICS PROHIBITED USES 1. Reduction in interest rates are available for larger loans on a case by case basis. Pricing indicated for retained interest only. | 2. Smaller and larger loans considered upon application. | 3. Light property refurbishment where the works do not exceed 40% of the day one market value and works are funded by the borrower. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. Adverse credit history considered DOWNLOAD PDF PRODUCT SHEET

NORTHERN IRELAND BRIDGE RESIDENTIAL BRIDGE From 0.84% up to 65% LTV From 0.89% up to 75% LTV 1 INTEREST RATES £100,000 to £10,000,000 2 LOAN SIZES LOAN TERMS 3 to 24 months LOCATIONS Across England and Wales INTEREST RATE From 0.59% up to 60% LTV From 0.69% up to 75% LTV Interest can be paid monthly (in full or in part) or retained upfront LOAN SIZES £100,000 to £10,000,000 Larger loans considered upon application LOCATIONS Across England and Wales LOAN TERMS 3 to 24 months KEY INFORMATION Swipe across for key product information From 0.84% pm up to 65% LTV £100,000 to £2 million loan size Up to 18 months loan term Example uses: Property purchase (including at auction) Development exit Refinancing residential property Short term cash flow requirements Light refurbishments (inc. self-funded) Permitted securities: Unregulated residential properties Semi-commercial (Commercial unit is <30% of day one OMV) HMOs Buy to lets Student accommodation Holiday lets with no title restrictions INTEREST RATES LOAN SIZES LOAN TERMS LOCATIONS 3 to 18 months Across Northern Ireland £100,000 to £2,000,000 2 From 0.84% up to 65% LTV 1 (1% broker commission) (1.5% broker commission) From 0.89% up to 65% LTV (2% broker commission) LOAN SIZES £100,000 to £10,000,000 3 LOAN TERMS LOCATIONS 3 to 24 months Across England and Wales LOAN USES FEES & CHARGES Buying or refinancing residential property Development exit and marketing Short term cash flow requirements Arrangement fee: 2% Broker commission: From 1% (taken from the arrangement fee) Exit fee: None Early Repayment Charge: None (interest rebated on a daily basis for loans repaid after the 3rd month) Legal fees: At market rate, provided upon application 5 Valuation fee: At market rate, provided upon application 4 Light to medium property refurbishment 3 Land with or without planning Properties with adverse environmental conditions Farms or agricultural property First charge unregulated loans across Northern Ireland Holiday lets and student lets considered Adverse credit history considered UK residents and limited companies only This does not constitute an offer of financing. Heads of Terms and Loan Agreements will be provided by Funding 365 Limited on a case-by-case basis. Funding 365 Limited reserves the right to amend, suspend or terminate this product at any time and without notice. YOUR PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Owner occupied property PRODUCT CHARACTERISTICS PROHIBITED USES 1. Interest can be paid monthly (in full or in part) or retained upfront. | 2. Larger loans considered upon application. | 3. Medium property refurbishment is defined as structural, conversion or extension work which does not: a) exceed the lower of 40% of the purchase prince of the property of £300,000; b.) include any work which involves any demolition or re-building of the property. | 4. Valuation fee is required up front. | 5. Legal fees will be deducted from the loan amount. Your lawyer will be required to provide our lawyer with an undertaking to pay all legal fees in full. Upon redemption of the loan a fee of £500 will be applied for the removal of the legal charge from the property. Adverse credit history considered Commercial or mixed-use property DOWNLOAD PDF PRODUCT SHEET DOWNLOAD PDF PRODUCT SHEET DOWNLOAD PRODUCT SHEET DOWNLOAD PRODUCT SHEET