We specialise in highly competitive, unregulated bridging, refurbishment, development and 3-5 year loans secured against a wide range of properties across England, Wales and Northern Ireland.
See below for information on each of our flexible products, or alternatively contact one of our dedicated underwriters directly on 0800 689 0650 or underwriting@funding-365.com
PRODUCTS
TRANSPARENT, FLEXIBLE, BESPOKE
DEVELOPMENT
From 0.93% pm up to 70% LTV /
65% LTGDV / 85% LTC
£250,000 to £1.5 million loan size
3 to 18 months loan term
Example uses:
Ground up development
Finish and exit
(Not wind and water tight)
PROCESSES
UNIQUELY SEAMLESS
RESIDENTIAL
BRIDGE
From 0.74% pm up to 65% LTV
From 0.79% pm up to 70% LTV
From 0.84% pm up to 75% LTV
£200,000 to £5 million loan size
3 to 24 months loan term
Example Uses:
Property purchase (including at auction)
Refurbishment
Development Exit
Portfolio consolidation
STEPPED RATE BRIDGE
From 0.49% pm up to 65% LTV (6 months)
From 0.55% pm up to 70% LTV(6 months)
From 0.59% pm up to 75% LTV(6 months)
1.15% pm from month 7
1.15% exit fee
£200,000 to £5 million loan size
3 to 12 months loan term
Example Uses:
Property purchase (including at auction)
Development exit
LIGHT DEVELOPMENT
From 0.64% pm up to 65% LTV (day one)
From 0.69% pm up to 75% LTV (day one)
£5 million loan size
3 to 24 months loan term
Example Uses:
PDR schemes
Heavy refurbishment projects
Property conversion to residential
Finish and exit
3 YEAR LOAN
From 6.74% per annum up to 75% LTV
£100,000 to £10 million loan size
36 months
Example Uses:
Credit repair
Change of use
Business stabilisation
PROJECTS
We provide funding for projects across all of England and Wales
You can read about a few of our cases by clicking the button below.
LIGHT DEVELOPMENT
From 0.64% pm up to 65% LTV (day one)
From 0.69% pm up to 75% LTV (day one)
£5 million loan size
3 to 24 months loan term
Example Uses:
PDR schemes
Heavy refurbishment projects
Property conversion to residential
Finish and exit
3 YEAR LOAN
From 6.74% pa up to 75% LTV
£100,000 to £10 million loan size
36 months
Example Uses:
Credit repair
Change of use
Business stabilisation
PRODUCTS
TRANSPARENT, FLEXIBLE, BESPOKE
NORTHERN IRELAND BRIDGE
From 0.84% up to 65% LTV
£100,000 to £2 million loan size
up to 18 months
Example Uses:
Property purchase (including at auction)
Refurbishment
Development Exit
Portfolio consolidation
COMMERCIAL
BRIDGE
From 0.99% pm up to 65% LTV
£200,000 to £2 million
loan size
3 to 24 months loan term
Example Uses:
Property purchase (including at auction)
Refinancing of maturing debt
Working capital for your business
RESIDENTIAL BRIDGE
From 0.74% pm up to 65% LTV
From 0.79% pm up to 70% LTV
From 0.84% pm up to 75% LTV
£200,000 to £5 million loan size
3 to 24 months loan term
Example uses:
Property purchase (including at auction)
Development exit
Portfolio consolidation
COMMERCIAL BRIDGE
From 0.99% pm up to 65% LTV
£200,000 to £2 million loan size
3 to 24 months loan term
Example uses:
Property purchase (including at auction)
Refinancing of maturing debt
Working capital for your business
HEAVY REFURBISHMENT
0.89% pm up to 70% LTV
0.94% pm up to 75% LTV
£200,000 to £5 million loan size
3 to 24months loan term
Example uses:
PDR schemes
Heavy property refurbishment and extension
Property conversion to residential / HMO
Finish and exit
BRIDGE TO 3 YEAR
From 6.74% pa up to 75% LTV
£100.000 to £10 million loan size
36 months
Example Uses:
Credit repair
Change of use
Business stabilisation
3-5 YEAR LOAN
From 9.99% pa up to 70% LTV
£100,000 to £2 million loan size
36 to 60 months loan term
Example uses:
Credit repair
Change of use
Business stabilisation
DEVELOPMENT
From 0.93% pm up to 70% LTV (day one)
£250,000 to £1.5 million loan size
3 to 18 months loan term
Example uses:
Ground up development
Finish and exit
HMO and holiday lets accepted
LIGHT REFURBISHMENT
From 0.74% pm up to 65% LTV
From 0.79% pm up to 70% LTV
From 0.84% pm up to 75% LTV
£200,000 to £5 million loan size
3 to 24 months loan term
Example uses:
Loft conversion
Internal decoration and refurbishment
Property conversion to residential / HMO
Construction of one storey extension
NORTHERN IRELAND BRIDGE
From 0.84% pm up to 65% LTV
£100,000 to £2 million loan size
up to 18 months
Example Uses:
Property purchase (including at auction)
Refurbishment
Development Exit
Portfolio consolidation
RESIDENTIAL BRIDGE
From 0.89% pm up to 70% LTV
From 0.94% pm up to 75% LTV
£100,000 to £10 million loan size
3 to 24 months loan term
Example uses:
Property purchase (including at auction)
Refurbishment
Development exit
Portfolio consolidation
STEPPED RATE BRIDGE
From 0.80% pm up to 75% LTV
£100,000 to £5 million loan size
3 to 18 months loan term
Example uses:
Buying or refinancing residential property
Refurbishment
Development exit
Short term cash flow requirements
RESIDENTIAL BRIDGE
From 0.74% pm up to 65% LTV
From 0.79% pm up to 70% LTV
From 0.84% pm up to 75% LTV
£200,000 to £5 million loan size
3 to 24 months loan term
Example uses:
Property purchase (including at auction)
Development exit
Refinancing residential property
Short term cash flow requirements
LIGHT REFURBISHMENT
From 0.74% pm up to 65% LTV (day one)
From 0.79% pm up to 70% LTV (day one)
From 0.84% pm up to 75% LTV (day one)
£200,000 to £5 million loan size
3 to 24 months loan term
Example uses:
Loft conversion
Internal decoration and refurbishment
Property conversion to residential/HMO
Construction of one story extensions
STEPPED RATE BRIDGE
From 0.49% pm up to 65% LTV for 6 months
From 0.55% pm up to 70% LTV for 6 months
From 0.59% pm up to 75% LTV for 6 months
1.15% pm from month 7
1.15% exit fee
£200,000 to £5 million loan size
3 to 12 months loan term
Example uses:
Property purchase (including at auction)
Development exit
Refinancing residential property
Short term cash flow requirements
HEAVY REFURBISHMENT
From 0.89% pm up to 70% LTV (day one)
From 0.94% pm up to 75% LTV (day one)
£200,000 to £5 million loan size
3 to 24 months loan term
Example uses:
PDR schemes
Heavy refurbishment projects
Commercial conversion to residential
Finish and exit
COMMERCIAL BRIDGE
From 0.99% up to 65% LTV
£200,000 to £2 million loan size
3 to 24 months loan term
Example uses:
Property purchase (including at auction)
Refinancing of maturing debt
Working capital for your business
3-5
YEAR LOAN
From 9.99% per annum up to
75% LTV
£200,000 to £2 million loan size
36-60 months
Example Uses:
Buying or refinancing residential property
Refurbishment
Development exit
Short term cash flow requirements
DEVELOPMENT
From 0.93% pm up to 75% LTV
£250,000 to £1.5 million loan size
3 to 18 months loan term
Example Uses:
Ground up development
Finish and Exit
HMO and holiday lets accepted
First time developers